The Bihar Gramin Bank branch at SANDA is in Aurangabad district, Bihar (Pincode 824111). This IFSC code is essential for sending and receiving electronic funds. Banks use the IFSC to route NEFT, RTGS and IMPS transfers to the correct bank and branch. Entering the correct IFSC reduces delays and failed transactions.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | SANDA |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7125 |
| Branch Address | SANDA, Aurangabad, 824111, 9771464125 |
| Contact Number | 9771464125 |
| City | Aurangabad |
| District | Aurangabad |
| Reason | AURANGABAD |
| Pincode | 824111 |
| State | Bihar |
Merger update
Important: The regional rural banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and now operate under Punjab National Bank’s sponsorship. Both previously used UBGB/DBGB IFSCs have been revoked. The single valid IFSC for the merged entity/branches is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS transactions; old UBGB or DBGB IFSCs will not route funds.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a bank branch in electronic payments. The structure is:
- First 4 characters — alphabetic bank code (example: PUNB for Punjab National Bank).
- 5th character — reserved and is usually 0.
- Last 6 characters — branch identifier (example: MBGB06 for this branch sequence).
So PUNB0MBGB06 decodes to PUNB (bank) + 0 (reserved) + MBGB06 (branch code assigned under the sponsor bank).
How to use IFSC code for NEFT, RTGS and IMPS
- Step 1: Collect beneficiary details — account name, account number, and IFSC (PUNB0MBGB06 for Bihar Gramin Bank SANDA).
- Step 2: Log in to your bank’s online banking, mobile app, or visit the branch.
- Step 3: Add the beneficiary using name, account number and IFSC. Verify the bank name shown after you enter IFSC.
- Step 4: For NEFT/RTGS/IMPS, choose the transfer type, enter amount and purpose, then authorize with OTP/transaction password.
- Step 5: Confirm the transfer reference and save it. Keep the beneficiary saved to avoid retyping IFSC for future transfers.
Practical tips: Always verify the bank name that appears after entering IFSC. A mismatch indicates a wrong code. For large sums, double-check account number and beneficiary name. IMPS is immediate; NEFT and RTGS follow the bank/clearing timetable, so allow for settlement windows or batching.
Benefits of knowing the IFSC
- Ensures funds reach the correct bank branch quickly and securely.
- Needed to register beneficiaries for online transfers (NEFT/RTGS/IMPS).
- Reduces failed transfers, which save time and possible bank charges.
- Helps verify branch identity when reconciling receipts or issuing payments.
- Useful when filling cheques or forms that require branch identification.
Contact
Branch phone: 9771464125
Branch address: SANDA, Aurangabad, 824111, Bihar
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Can I use the IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS?
A: Yes. PUNB0MBGB06 is the active IFSC for Bihar Gramin Bank SANDA and must be used for NEFT, RTGS and IMPS.
Q: How do I confirm the IFSC before sending money?
A: Check the passbook, cheque leaf, or official bank confirmation. When entering IFSC in your bank’s form, the beneficiary bank name should appear — confirm it matches Bihar Gramin Bank SANDA.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match any branch, the transaction may be rejected. If the IFSC points to a different valid branch, funds could be credited to the wrong account if the account number also matches. That situation requires a recovery request through the remitting bank and can take time.
Q: The branch was earlier under UBGB/DBGB — should I use the old IFSC?
A: No. Old UBGB/DBGB IFSCs have been revoked after the merger. Use only the new IFSC PUNB0MBGB06 for all electronic transfers.
Q: What is the role of the MICR code (800811002) shown in the branch table?
A: MICR (Magnetic Ink Character Recognition) code helps speed up cheque clearing. It is not used for NEFT/RTGS/IMPS, but it is relevant when you issue or process cheques.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.