The Sangrampur branch of Bihar Gramin Bank is located in Sangrampur, East Champaran district, Bihar (PIN 845434). This IFSC code page gives exact branch details you need to move funds. The IFSC is mandatory for electronic fund transfers—NEFT, RTGS and IMPS—to identify the receiving bank and branch. A wrong or missing IFSC can delay transfers or cause reversals.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sangrampur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100186 |
| Branch Address | Sangrampur, EAST CHAMPARAN, 845434, 9297954712 |
| Contact Number | 9297954712 |
| City | EAST CHAMPARAN |
| District | EAST CHAMPARAN |
| Reason | MOTIHARI |
| Pincode | 845434 |
| State | Bihar |
Merger Update
If this branch was previously under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that the two sponsor banks were consolidated and now operate under a single consolidated IFSC. The active and valid IFSC for transactions is PUNB0MBGB06 under Punjab National Bank sponsorship. Old UBGB/DBGB IFSC codes have been revoked. Always use the new IFSC (PUNB0MBGB06) for NEFT, RTGS and IMPS transfers. Using an old or revoked IFSC will cause transfer failures or delays.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It uniquely identifies a bank branch for electronic payments.
- First 4 characters = bank code (alphabetic). Example: PUNB indicates Punjab National Bank.
- 5th character = reserved and is always 0 (zero).
- Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06 identifies the specific branch.
How to Use IFSC Code
- Open your bank’s Internet banking, mobile banking app or visit your branch for a form.
- Choose the transfer type: NEFT, RTGS or IMPS. (NEFT and IMPS have no lower limits; RTGS usually used for transfers of ₹2,00,000 and above.)
- Enter beneficiary name, account number and the IFSC code PUNB0MBGB06. Double-check spelling and digits.
- Verify the beneficiary details shown by your bank before confirming. The bank’s system will match the IFSC to the branch name. If it doesn’t match, stop and confirm with the beneficiary.
- Confirm the amount and authenticate the payment (OTP, transaction PIN or token). Save the transaction reference for tracking.
- If you use cheques, the MICR code 800811002 helps in clearing, but is not used for electronic fund transfers.
Benefits of Knowing the IFSC
- Ensures electronic payments reach the exact branch and account without errors.
- Prevents delays, failed transfers and costly reversals caused by incorrect routing.
- Makes beneficiary setup in netbanking or mobile apps faster and accurate.
- Required for inward remittances, salary credits, utility payments and vendor settlements.
- Keeps cheque clearance and electronic reconciliation consistent when paired with MICR and branch code.
Contact
Branch phone no: 9297954712
Branch Address: Sangrampur, EAST CHAMPARAN, 845434
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. Use IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS transactions to the Sangrampur branch.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the account’s bank-branch mapping, the sending bank may block the transaction, return funds, or route to a different branch if mapping exists. This causes delays. Always verify the IFSC before confirming.
Q: Is the MICR code needed for online transfers?
A: No. MICR (800811002) is used for cheque clearing and physical cheque processing. IFSC is required for electronic transfers.
Q: How quickly will funds transfer to this branch?
A: IMPS is instant (24×7). NEFT and RTGS are also available 24×7 through RBI’s round-the-clock systems. Processing time may still depend on the sending bank’s cutoffs and checks. Keep the transaction reference to track delays.
Q: Can I use UPI to pay an account at this branch?
A: UPI uses a Virtual Payment Address (VPA) and does not require IFSC when paying via VPA. For account-to-account NEFT/RTGS/IMPS transfers, IFSC is required.
Q: How do I confirm the IFSC is current and valid?
A: Confirm the IFSC with the beneficiary or by calling the branch at 9297954712. Also use bank-stamped documents, a cheque leaf from the account, or official bank communications. Remember that old UBGB/DBGB IFSCs have been revoked and the valid code is PUNB0MBGB06.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.