Bihar Gramin Bank Sanichari Chowk IFSC Code

If you’re looking to send or receive money at the Bihar Gramin Bank branch in Sanichari Chowk, West Champaran, understanding the IFSC code is crucial. This unique code acts like a digital address for the branch, making sure your funds go to the right place. It’s essential for online transactions like National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). Without the correct IFSC code, these transfers simply cannot happen accurately or efficiently.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Sanichari Chowk
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100316
Branch Address	Sanichari Chowk, WEST CHAMPARAN, 845449
Contact Number	9297954085
City	WEST CHAMPARAN
District	WEST CHAMPARAN
Reason	BETTIAH
Pincode	845449
State	Bihar

Merger Update

The Bihar Gramin Bank is a regional rural bank that was formed from the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both UBGB and DBGB have now combined to operate as a single entity: Bihar Gramin Bank. This bank is sponsored by Punjab National Bank. As a result of this merger, all branches under the newly formed Bihar Gramin Bank, including the Sanichari Chowk branch, now use a unified IFSC code structure. The specific IFSC code for Sanichari Chowk is PUNB0MBGB06.

It is very important to note that any old IFSC codes previously associated with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank are no longer valid. For any fund transfers to or from branches of Bihar Gramin Bank, only the new IFSC codes, such as PUNB0MBGB06 for Sanichari Chowk, should be used. Using an old or incorrect code will cause your transaction to fail.

What is an IFSC Code?

An IFSC code stands for Indian Financial System Code. It’s an 11-character alphanumeric code used to identify all bank branches participating in online banking. This code is crucial for domestic electronic fund transfers. Each part of the code tells you something specific about the bank and its branch:

• The first four characters identify the bank. For the Sanichari Chowk branch, these are PUNB, representing Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is reserved for future use.
• The last six characters uniquely identify the specific branch. For the Sanichari Chowk branch, these are MBGB06.

So, the full code PUNB0MBGB06 precisely points to the Bihar Gramin Bank branch at Sanichari Chowk.

How to Use the IFSC Code

Using the IFSC code is straightforward when you’re making an online fund transfer through services like NEFT, RTGS, or IMPS. Here’s a general guide:

1. Add Beneficiary: First, you need to add the recipient (beneficiary) to your bank account’s online banking portal or mobile app.
2. Provide Details: During the beneficiary addition process, you will be asked for several details. These typically include the beneficiary’s name, their account number, the name of their bank (Bihar Gramin Bank in this case), and the most important, their branch’s IFSC code (PUNB0MBGB06 for Sanichari Chowk).
3. Select Transfer Type: Once the beneficiary is added, you can initiate a transfer. You’ll choose the type of transfer you want to make (NEFT, RTGS, or IMPS).
4. Enter Amount and Confirm: Enter the amount you wish to send and confirm the transaction. The IFSC code ensures your money reaches the correct branch and account.

Benefits of Knowing the IFSC Code

Knowing the correct IFSC code for your bank branch, or for a beneficiary’s branch, offers several important benefits:

• Accurate Fund Transfers: It guarantees that your money is transferred to the intended recipient’s bank account at the correct branch, preventing costly errors.
• Faster Processing: Transactions using the IFSC code are processed quickly, especially with IMPS, allowing funds to be credited almost instantly.
• Enhanced Security: The unique identification helps in securing transactions by ensuring funds are directed to validated banking locations.
• Branch Identification: It uniquely identifies each bank branch within India’s vast banking network, which is vital for distinguishing between branches of the same bank.
• Smooth Digital Banking: It enables seamless and efficient digital banking operations, supporting India’s move towards a cashless economy.

Contact Section

If you need to get in touch with the Bihar Gramin Bank Sanichari Chowk branch or its head office, here are the details:

• Branch Phone Number: 9297954085
• Branch Address: Sanichari Chowk, WEST CHAMPARAN, 845449, Bihar
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

FAQs

Here are some frequently asked questions about the Bihar Gramin Bank Sanichari Chowk IFSC code:

Q1: What is the IFSC code for Bihar Gramin Bank Sanichari Chowk?
A1: The IFSC code for Bihar Gramin Bank, Sanichari Chowk branch, is PUNB0MBGB06.

Q2: Is the old IFSC code for Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank still valid for this branch?
A2: No, following the merger that formed Bihar Gramin Bank, old IFSC codes from Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank are no longer valid. You must use the new code, PUNB0MBGB06, for all transactions involving this branch.

Q3: Can I use this IFSC code for international money transfers?
A3: No, the IFSC code is specifically for domestic electronic fund transfers within India. For international transfers, you would typically need a SWIFT/BIC code.

Q4: What do the first four characters “PUNB” in the IFSC code stand for?
A4: “PUNB” represents Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.

Q5: How can I verify the correct IFSC code if I am unsure?
A5: You can verify the IFSC code on your bank passbook or checkbook, on the bank’s official website, through your mobile banking app, or by contacting the branch directly at their official contact number.