Bihar Gramin Bank Sarobag IFSC Code

The Bihar Gramin Bank branch at Sarobag is located in Munger (Monghyr), Bihar — PIN 811214. For anyone sending or receiving funds from this branch, the correct IFSC code is essential. Banks use IFSC codes to route electronic transfers like NEFT, RTGS and IMPS. Entering the wrong code can delay transfers or return funds, so always confirm the IFSC before you send money.

Branch Details Table

Merger Update

This branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank for electronic transfers. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated for payment routing purposes. Old UBGB IFSC codes have been revoked. For NEFT, RTGS or IMPS transactions, use only the new IFSC PUNB0MBGB06; old codes will not work and will cause returns or delays.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payments. The structure is:

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — always the digit 0 (reserved for future use).
• Last 6 characters — branch identifier. Example for Sarobag: MBGB06.

Putting that together: PUNB + 0 + MBGB06 = PUNB0MBGB06.

How to Use IFSC Code

• Open your bank’s internet banking site or mobile app. You can also use a bank branch or ATM if you prefer.
• Go to “Add Beneficiary” or “New Payee.” Choose the transfer type: NEFT, RTGS or IMPS.
• Enter beneficiary name, account number and the IFSC code PUNB0MBGB06. Double-check spelling and digits.
• Save the beneficiary. Complete any bank-specific verification (OTP or in-branch activation).
• Initiate the transfer. For RTGS, follow your bank’s rules for large-value payments. IMPS is real-time for smaller transfers. NEFT and RTGS settlement and charges depend on the bank’s policy.

Benefits of Knowing the IFSC

• Ensures funds route to the correct branch quickly.
• Prevents delays and failed transactions caused by wrong branch codes.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Useful when adding beneficiaries online or filling pay-in slips at a branch.
• Helps verify bank details when receiving payments from employers or customers.

Contact

Branch Phone: 8102926350

Branch Address: Sarobag, Munger (Monghyr), 811214

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use any IFSC of Bihar Gramin Bank for Sarobag transactions?

  A: No. Use the branch-specific IFSC PUNB0MBGB06. Using a different IFSC can misroute or return the payment.

• Q: What if I enter the wrong IFSC by mistake?

  A: If the IFSC does not match the account number and bank, the payment usually fails and is returned. If it matches another valid account, funds may reach the wrong beneficiary. Contact your bank immediately for recovery steps.

• Q: Are NEFT, RTGS and IMPS available for this branch?

  A: Yes. Electronic transfers use the IFSC to route payments to the Sarobag branch. Availability and cut-off times depend on your bank and service (NEFT, RTGS, IMPS).

• Q: Has the IFSC changed because of the UBGB/DBGB merger?

  A: Yes. After consolidation, transactions use the single IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB IFSC codes have been revoked and will not work.

• Q: How can I verify this IFSC before sending money?

  A: Verify from a recent bank passbook, cheque book (printed IFSC), or by calling the branch at 8102926350. You can also confirm with the bank’s customer care: 18001807777.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.