Bihar Gramin Bank Sarottar IFSC Code

The Bihar Gramin Bank branch at Sarottar is located in East Champaran district of Bihar (Pincode 845423). Its IFSC code is needed when you send or receive electronic fund transfers such as NEFT, RTGS or IMPS. The IFSC identifies the bank and the exact branch so that payments route correctly and settle without delay.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganized under Punjab National Bank’s numbering. All their old UBGB/DBGB IFSC codes have been revoked. Transactions to branches formerly under UBGB or DBGB must use the new IFSC code PUNB0MBGB06. The revoked IFSCs will not work for NEFT/RTGS/IMPS.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alpha-numeric code that uniquely identifies a bank branch for electronic transfers. Its structure is:

• First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always 0.
• Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

How to Use IFSC Code

Follow these steps when you initiate NEFT, RTGS or IMPS transfers to the Sarottar branch.

1. Open your bank’s netbanking, mobile app or visit a branch for a manual form.
2. Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and 24×7; NEFT is now available 24×7 in most banks; RTGS is for large-value transfers — check your bank’s threshold.)
3. Enter beneficiary details: name, account number and the IFSC PUNB0MBGB06.
4. Enter the amount, select the debit account and add a remark if needed.
5. Verify all details carefully — especially the account number and IFSC — then confirm the transaction using OTP or bank authentication.
6. Keep the transaction reference or UTR for future tracking. For NEFT/RTGS, use the UTR to trace payment if needed.

Note: If you select the wrong transfer type (for example RTGS for a small amount) the transaction may still go through but bank rules and charges differ. Always check cut-off times and limits with your bank if you need same-day settlement for large amounts.

Benefits of Knowing the IFSC

• Ensures funds reach the exact branch and account without manual intervention.
• Prevents delays and failed transfers caused by incorrect routing.
• Required for online services: electronic fund transfers, standing instructions and some payment gateways.
• Helps customer service locate transactions quickly using the branch identifier and UTR.
• Important when dealers, employers or government bodies transfer payments directly into your account.

Contact

Branch phone no: 9297954714

Branch Address: Sarottar, EAST CHAMPARAN, 845423

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I transfer money to Sarottar branch using the IFSC PUNB0MBGB06?

  A: Yes. Use IFSC PUNB0MBGB06 for NEFT, RTGS or IMPS to the Sarottar branch. Verify the beneficiary account number and name before confirming.

• Q: What happens if I enter the wrong IFSC code?

  A: If the IFSC points to a different branch but the account number exists there, the bank may still route the payment based on the account number. If the IFSC/account combination does not match any records, the transaction will usually fail and the funds will be returned. Always confirm both IFSC and account number to avoid delays.

• Q: Is IFSC the same as MICR?

  A: No. IFSC is used for electronic transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly to speed up cheque clearing by identifying the bank and branch in the paper-cheque clearing system. For online transfers use IFSC; for cheque clearing MICR is used.

• Q: How can I verify that PUNB0MBGB06 is correct?

  A: Confirm with the account holder, visit the branch physically, or call the branch phone number (9297954714). Also check bank-provided statements or official communications. Since UBGB/DBGB IFSC codes were revoked after the merger, verify you are using the updated PUNB0MBGB06 under Punjab National Bank.

• Q: Are there limits or charges for NEFT/RTGS/IMPS to this branch?

  A: Charges and limits vary by the sender’s bank and the transfer type. IMPS is typically instant and available 24×7 for small to medium amounts. RTGS is designed for high-value transfers (check your bank for its RTGS minimum/maximum), and NEFT is used for standard value transfers. Check fees and limits with your remitting bank before initiating high-value transfers.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.