The Bihar Gramin Bank branch in Shanti Puram, Arwal (Pincode 804426) serves local customers for deposits, withdrawals and electronic fund transfers. For online transfers using NEFT, RTGS or IMPS you must use the correct IFSC code. The IFSC routes the payment to the right bank and branch. A wrong or revoked code can delay or reject a transfer.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | SHANTI PURAM |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7476 |
| Branch Address | SHANTI PURAM, Arwal, 804426, 7781004476 |
| Contact Number | 7781004476 |
| City | Arwal |
| District | Arwal |
| Reason | AURANGABAD |
| Pincode | 804426 |
| State | Bihar |
Merger Update
The Shanti Puram branch operates under the merged arrangement where Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) are consolidated into Punjab National Bank (PNB) systems. The unified IFSC for this branch is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for NEFT, RTGS and IMPS transfers. Transfers using revoked IFSCs will fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code. Its structure is fixed:
- First 4 characters – Bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character – Reserved and is always 0.
- Last 6 characters – Branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch.
So, PUNB0MBGB06 breaks down to PUNB | 0 | MBGB06.
How to Use IFSC Code
- Open your bank’s internet banking or mobile app.
- Go to “Add Beneficiary” or “Add Payee.”
- Enter beneficiary name, account number and the IFSC: PUNB0MBGB06.
- Select transfer type: NEFT, RTGS or IMPS. Note RTGS is for higher value and has cut-off times.
- Confirm beneficiary details. Banks usually verify by sending a small validation message.
- Initiate the transfer and note the transaction reference number.
- For urgent credit, use IMPS (instant) or RTGS (if value and time permit).
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account quickly.
- Prevents delays and reversals from using wrong or revoked codes.
- Required for setting up beneficiaries for recurring payments and salary credits.
- Enables instant transfers (IMPS) and scheduled transfers (NEFT/RTGS) without branch visits.
- Useful when reconciling transaction slips, bank statements and payment confirmations.
Contact
Branch Phone No: 7781004476
Branch Address: SHANTI PURAM, Arwal, 804426
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use an old UBGB IFSC for transfers?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the unified IFSC PUNB0MBGB06 for all transfers.
Q: What if I enter a wrong IFSC?
A: If the IFSC points to a different valid branch, the funds may go to the wrong account. If the IFSC is invalid, the transfer will fail or be returned. Always verify IFSC and account number before confirming.
Q: Is IFSC required for NEFT, RTGS and IMPS?
A: Yes. IFSC is mandatory for NEFT and RTGS. For IMPS most banks ask for IFSC and account number, though some IMPS flows allow MMID/Aadhaar-based transfers.
Q: How do I verify this branch IFSC?
A: Verify by checking the branch details table above, contacting the branch at 7781004476, or by asking the bank’s customer service on 18001807777. The IFSC in use today is PUNB0MBGB06.
Q: What is the difference between IFSC and MICR?
A: IFSC (11 characters) is for electronic fund transfers. MICR (9 digits, here 800811002) is used for cheque clearing and processing. Both identify branch details but serve different systems.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.