Bihar Gramin Bank Sher IFSC Code

Sher branch is located in Sher town, Gopalganj district, Bihar, PIN 841407. This branch operates under the Bihar Gramin Bank network and is reached by local and electronic fund transfer systems. The IFSC code is essential for routing electronic payments (NEFT, RTGS, IMPS). It identifies the bank and the exact branch so funds reach the right account quickly. Using the correct IFSC reduces delays, failed transactions, and manual intervention.

Branch Details

Merger Update

Important: The regional rural banks in Bihar were reorganized. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their operations now fall under the consolidated structure using the IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. For electronic transfers, use only the new IFSC PUNB0MBGB06 for this branch. Any transactions using old codes may fail or be returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches for electronic transfers.

• First 4 characters = bank identifier. Example: PUNB = Punjab National Bank (used here).
• 5th character = reserved, always 0.
• Last 6 characters = specific branch identifier. Example: MBGB06 identifies the Sher branch mapping after the merger.

How to Use IFSC Code

Follow these steps when making NEFT, RTGS or IMPS transfers:

• Open your bank’s netbanking portal, mobile app, or visit a branch counter.
• Choose transfer type: NEFT, RTGS (for large-value transfers; banks typically set a minimum, commonly ₹2 lakh), or IMPS (instant, 24×7 for smaller amounts).
• Enter beneficiary details: Account name, Account number, and IFSC (PUNB0MBGB06 for Sher branch).
• Select account type (savings/current/others) and add a remark if required.
• Verify all details on screen. Use copy‑paste for the IFSC to avoid typing errors, but confirm visually.
• Authenticate the transfer (OTP, transaction password, or bank token) and submit.
• Save the beneficiary if you will pay them repeatedly. Check the transaction status and maintain the receipt or reference number.

Tip: If you are unsure about IFSC, confirm via the branch phone before initiating a transfer.

Benefits

• Keeps electronic transfers accurate by identifying the exact bank and branch.
• Reduces failed or misrouted transfers and the time spent resolving them.
• Required field for NEFT, RTGS and IMPS — without it you cannot complete most bank-to-bank transfers.
• Helps banks automate settlement and reconciliation.
• Useful for salary credits, vendor payments, and receiving funds from other banks or remitters.

Contact

Branch phone no: 9523453965

Branch Address: Sher, GOPALGANJ, 841407

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: How can I verify PUNB0MBGB06 is correct for Sher branch?
  A: Confirm with the branch phone number (9523453965), your passbook, cheque leaf, or by calling the bank’s toll-free number. Banks can also confirm IFSC over a recorded IVR call.
• Q: Can I use the old UBGB or DBGB IFSC for transfers?
  A: No. Old UBGB/DBGB IFSCs have been revoked. Use only the new IFSC PUNB0MBGB06. Transfers using old codes may fail or be returned.
• Q: Is IFSC case-sensitive?
  A: No. The IFSC is not case-sensitive, but it is customary to enter it in uppercase. Accuracy of characters matters.
• Q: What is the difference between IFSC and MICR?
  A: IFSC routes electronic transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly to speed up cheque processing. Both identify branches but serve different systems.
• Q: What happens if I enter the wrong IFSC during transfer?
  A: If the IFSC does not match the bank and account combination, the transfer usually fails and funds return to the sender after processing. If the IFSC points to another branch of the same bank and the account number exists, funds may be credited to that account. Contact your bank immediately to trace and recover funds.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.