Bihar Gramin Bank Singhiya IFSC Code

Bihar Gramin Bank Singhiya IFSC Code

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Singhiya is a village in Madhubani district, Bihar. The Bihar Gramin Bank branch at Singhiya serves local residents and businesses for deposits, withdrawals, and fund transfers. When you send money by NEFT, RTGS or IMPS, the branch IFSC code ensures the payment is routed to the correct bank and branch. Using the right IFSC prevents failed transfers, delays and incorrect credits.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Singhiya
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 108071
Branch Address Singhiya, MADHUBANI, 847306, 9297954892
Contact Number 9297954892
City MADHUBANI
District MADHUBANI
Reason MADHUBANI
Pincode 847306
State Bihar

Merger Update

Regional consolidation in Bihar has changed sponsorship and IFSC usage. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged as part of restructuring and the accounts are now routed under Punjab National Bank’s sponsorship. The consolidated IFSC for the merged rural bank network is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transfer, use only the new IFSC PUNB0MBGB06.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a bank branch in electronic payment systems. The structure is fixed:

  • First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
  • 5th character: always the numeral 0, reserved for future use.
  • Last 6 characters: branch identifier (example: MBGB06 identifies the specific branch).

So PUNB0MBGB06 breaks down as PUNB (bank) + 0 + MBGB06 (branch).

How to Use IFSC Code for NEFT, RTGS, IMPS

  • Open your bank’s netbanking or mobile app and go to the funds transfer section.
  • Select the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and available 24×7. RTGS is usually used for higher-value transfers.)
  • Add a new beneficiary if needed. Enter beneficiary name, account number and the IFSC: PUNB0MBGB06.
  • Double-check the account number and IFSC before saving. Even one wrong character can route the payment incorrectly or cause failure.
  • Enter the amount and purpose. For RTGS select settlement instructions if prompted.
  • Confirm the transfer with OTP or transaction PIN as required by your bank.
  • Keep the transaction reference or UTR number for tracking and proof of transfer.

Benefits of Knowing the IFSC

  • Ensures accurate routing of NEFT/RTGS/IMPS payments to the correct branch.
  • Reduces failed transactions and time lost in corrective action.
  • Required to add beneficiaries in netbanking and mobile apps.
  • Useful for filling bank mandate forms, ECS instructions and payroll details.
  • Helps customer service identify branch details quickly during disputes or verification.

Contact

Branch phone no: 9297954892
Branch Address: Singhiya, MADHUBANI, 847306
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

  • Q: Can I use the old UBGB or DBGB IFSC for transfers?

    A: No. Old UBGB/DBGB IFSC codes have been revoked after consolidation. Use the new IFSC PUNB0MBGB06 for all transfers.

  • Q: Is IFSC the same as MICR?

    A: No. IFSC is used for electronic transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for processing cheques. For this branch MICR is 800811002.

  • Q: What if I enter a wrong IFSC by mistake?

    A: If the IFSC does not match the account number and bank, the transfer may fail or be returned. If it is a valid IFSC for a different account, funds could go to the wrong account. Contact your bank immediately with the transaction UTR to start recovery.

  • Q: Which transfer method should I use — NEFT, RTGS or IMPS?

    A: Use IMPS for instant small-value transfers available 24×7. Use NEFT for routine transfers. Use RTGS for higher-value transactions where same-day final settlement is required. Check your bank for exact limits and timings.

  • Q: How can I verify the IFSC before sending money?

    A: Verify the IFSC on the beneficiary’s cheque leaf, passbook entry, official bank communication, or by calling the branch at 9297954892. Confirm the IFSC is PUNB0MBGB06 before you proceed.

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