Bihar Gramin Bank Sirsiaya-I IFSC Code

Bihar Gramin Bank, Sirsiaya-I branch is located in Sitamarhi district of Bihar. This branch uses the IFSC code PUNB0MBGB06 for electronic fund transfers. An IFSC code is essential for NEFT, RTGS and IMPS transfers because it uniquely identifies the bank and branch in the payment network. Using the correct IFSC prevents delays, failed transfers, or funds being routed to the wrong branch.

Branch Details (Table)

• Bank Name – Bihar Gramin Bank
• Branch Name – Sirsiaya-I
• IFSC Code – PUNB0MBGB06
• MICR Code – 800811002
• Branch Code – 100135
• Branch Address – Sirsiaya-I, SITAMARHI, 0, 9297954779
• Contact Number – 9297954779
• City – SITAMARHI
• District – SITAMARHI
• Reason – SITAMARHI
• Pincode – 0
• State – Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank. After the merger, the Sirsiaya-I branch now uses a single IFSC: PUNB0MBGB06. All old UBGB and DBGB IFSC codes have been revoked. For NEFT/RTGS/IMPS and other electronic transactions, only the new IFSC PUNB0MBGB06 is valid. Using an old or revoked IFSC can cause transaction failures or rejections.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic payments. The structure is:

• First 4 characters — Bank code (alphabetic). Example: PUNB for Punjab National Bank.
• 5th character — Always zero (reserved for future use).
• Last 6 characters — Branch code (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

So PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06. IFSC codes are case-insensitive but conventionally shown in upper case.

How to Use IFSC Code

• Open your bank’s netbanking, mobile app, or visit the branch for a fund transfer.
• Choose the transfer type: NEFT, RTGS or IMPS. NEFT is for standard transfers, RTGS for high-value same-day clearing, IMPS for immediate 24×7 transfers.
• Enter beneficiary bank name and branch IFSC: PUNB0MBGB06.
• Provide beneficiary account number, account holder name and, if required, account type.
• Enter amount and an optional remark or purpose.
• Verify all details carefully (IFSC, account number and name). Even one wrong digit can lead to failed transfer or routing to another account.
• Authenticate the transaction using the bank’s required method (OTP, token, UPI PIN, etc.).
• Note cut-off times: IMPS is instant and available 24×7; NEFT and RTGS may have bank-specific batches and cut-offs for same-day settlement.

Benefits of Knowing the IFSC

• Ensures correct routing of NEFT/RTGS/IMPS payments to the exact branch and account.
• Reduces delays and failed transactions due to wrong or ambiguous branch information.
• Makes setting up beneficiary accounts in netbanking or mobile apps quick and reliable.
• Required for electronic mandates, ECS, inward remittances and many online forms.
• Helps customer service identify the branch (via branch code and MICR) for cheque clearance and dispute resolution.

Contact

• Branch phone no. – 9297954779
• Branch Address – Sirsiaya-I, SITAMARHI, 0, 9297954779
• IFSC – PUNB0MBGB06
• Head Office Address – SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll free no. – 18001807777

FAQs

Q: Is PUNB0MBGB06 the only valid IFSC for this branch?

A: Yes. After the merger of UBGB/DBGB into Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSCs have been revoked and should not be used.

Q: Can I use this IFSC for inward remittances from abroad?

A: IFSC is used for domestic electronic payments. For foreign inward remittances you need SWIFT/IBAN details of the bank or intermediary bank, plus the branch account details. Contact the head office or branch to get accurate SWIFT/foreign remittance instructions.

Q: The branch pincode shows as 0. Is that correct?

A: A pincode of “0” indicates the pincode was not provided in the source data. Verify the correct postal pin code with the branch before sending physical mail or cheques. The IFSC and phone number are the authoritative details for electronic transfers.

Q: What is MICR 800811002 used for?

A: MICR (Magnetic Ink Character Recognition) code is used for cheque clearing through the RBI’s MICR clearing system. Use 800811002 when required for cheque processing or ECS mandates; electronic transfers use the IFSC instead.

Q: If I enter the wrong IFSC but correct account number, will my transfer succeed?

A: Banks typically validate IFSC and account number together. A wrong IFSC can lead to the transaction being routed to a different branch or rejected. Always verify both IFSC and account number before authorizing a payment.