Bihar Gramin Bank’s Sirsiaya‑II branch is located in Sitamarhi district of Bihar. Use the IFSC code when sending money to this branch through NEFT, RTGS or IMPS. The IFSC identifies the bank and branch in electronic fund transfers so the payment routes to the correct account. Entering the correct IFSC reduces failed payments, delays and manual intervention.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sirsiaya-Ii |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100151 |
| Branch Address | Sirsiaya-Ii, SITAMARHI, 0, 9297954777 |
| Contact Number | 9297954777 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single sponsor structure under Punjab National Bank. After the merger the combined rural bank uses the single IFSC PUNB0MBGB06 for branch-level electronic transactions. Old UBGB or DBGB IFSC codes have been revoked and are no longer valid. Always use PUNB0MBGB06 for NEFT/RTGS/IMPS to this Sirsiaya‑II branch.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a bank branch in electronic payment systems. The structure is:
- First 4 characters: Alphabetic bank identifier (for example, PUNB = Punjab National Bank).
- 5th character: Reserved and is always 0.
- Last 6 characters: Branch identifier (alphanumeric). In PUNB0MBGB06, MBGB06 is the branch part that points to Sirsiaya‑II.
How to Use IFSC Code
- Open your bank’s netbanking or mobile banking app. Choose fund transfer and select NEFT, RTGS or IMPS based on your amount and speed needs.
- Enter beneficiary name and account number exactly as on their bank account.
- Enter the IFSC PUNB0MBGB06. The system normally validates the IFSC and shows the bank and branch name—confirm it shows Bihar Gramin Bank / Sirsiaya‑II or Punjab National Bank affiliation.
- Enter transfer amount and remarks. For IMPS, transfers are instant; NEFT and RTGS follow their settlement rules. (Banks now offer 24×7 NEFT/RTGS/IMPS but check your bank for any service windows or limits.)
- Authorize the transfer with OTP or secure PIN. Save the transaction reference or UTR for tracking.
- If the IFSC is incorrect, the transaction can fail or be routed to the wrong branch. Always verify the IFSC before confirming the transfer.
Benefits of Knowing the IFSC
- Ensures funds route directly to the correct bank and branch.
- Reduces failed transfers and return charges.
- Needed to add beneficiaries in online banking and payment apps.
- Helps customer support trace transactions with the UTR and branch code.
- Useful for tax payments, utility payments and receiving salaries or transfers from other banks.
Contact
Branch phone no: 9297954777
Branch Address: Sirsiaya-Ii, SITAMARHI, 0, 9297954777
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger and re‑assignment, PUNB0MBGB06 is the valid IFSC. Old UBGB or DBGB IFSCs have been revoked and should not be used.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC doesn’t match the account details, the bank’s validation may block the transfer. If it routes incorrectly, funds can be delayed and require a trace (UTR) to recover. Always double‑check account number and IFSC.
Q: How can I verify the IFSC before making a transfer?
A: Verify the IFSC from the beneficiary’s bank passbook, cheque leaf, or by calling the branch phone (9297954777). Your bank’s transfer form usually validates the IFSC and shows the bank/branch name—confirm it matches Sirsiaya‑II, Sitamarhi.
Q: Is MICR required for NEFT/RTGS/IMPS?
A: No. MICR is for cheque processing. For electronic transfers (NEFT/RTGS/IMPS) the IFSC and account number are required. The MICR 800811002 is useful when processing cheques at clearing houses.
Q: Can I use this IFSC for inward outward international transfers?
A: International inward remittances use different routing (SWIFT/BIC). The beneficiary bank will map incoming SWIFT credits to the local account using IFSC and account number. Provide the beneficiary’s exact bank details and the bank’s SWIFT code (obtain from bank) for international transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.