The Bihar Gramin Bank Sitamarhi branch is located in Sitamarhi district of Bihar. This IFSC code page helps customers and businesses find the correct code to send or receive electronic fund transfers. Knowing the correct IFSC is essential for NEFT, RTGS and IMPS transfers. An incorrect code can delay payment or route it to a wrong branch, causing reconciliation issues and extra work to recover funds.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sitamarhi |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100014 |
| Branch Address | Sitamarhi, SITAMARHI, 0, 9297954780 |
| Contact Number | 9297954780 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
The Bihar Gramin Bank Sitamarhi branch now uses the IFSC code PUNB0MBGB06 under Punjab National Bank. If this branch previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that those two banks have been merged into a single entity and consolidated under Punjab National Bank’s IFSC structure. Old UBGB and DBGB IFSC codes have been revoked. For all electronic transfers (NEFT, RTGS, IMPS) use only the new IFSC PUNB0MBGB06.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic fund transfers between banks. The structure is fixed:
- First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
- 5th character: always 0 (reserved for future use).
- Last 6 characters: branch identifier (alphanumeric). In this IFSC PUNB0MBGB06, the branch code portion is MBGB06.
IFSC codes are case-insensitive and unique to each bank branch or a mapped branch code after mergers.
How to Use IFSC Code
Follow these steps when making NEFT, RTGS or IMPS transfers:
- Open your bank’s netbanking app or mobile banking app.
- Choose the option to add a new beneficiary or pay a saved beneficiary.
- Enter beneficiary name exactly as in their account records.
- Enter the beneficiary account number.
- Enter the beneficiary bank’s IFSC: PUNB0MBGB06 for Bihar Gramin Bank Sitamarhi.
- Select transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and available 24×7. NEFT and RTGS are also available round-the-clock with many banks.)
- Enter the amount and purpose. Confirm details carefully.
- Authenticate the transfer (OTP, token or PIN as required by your bank).
- Save or note the transaction reference for reconciliation.
Practical tips:
- Double-check the IFSC and account number before confirming. A wrong account number with a valid IFSC may still route funds to an unintended account.
- For large or urgent transfers, call the beneficiary and confirm the IFSC and account details beforehand.
- When switching banks after a merger, use the new IFSC supplied by the bank. Old IFSCs are often disabled.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS transfers.
- Saves time by avoiding failed or returned transactions.
- Helps reconciliation: transaction receipts show the IFSC used.
- Makes it easier to add beneficiaries in digital banking apps.
- Essential for corporate payments, salary disbursements and vendor settlements.
Contact
Branch phone no: 9297954780
Branch Address: Sitamarhi, SITAMARHI, 0, 9297954780
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for Sitamarhi branch after the merger?
Yes. After the consolidation under Punjab National Bank, PUNB0MBGB06 is the active IFSC that should be used. Old UBGB/DBGB IFSCs are revoked and will not work for transactions.
Q: Can I use the branch code (100014) instead of the IFSC?
No. The numeric branch code (100014) is used internally by the bank. For electronic transfers you must use the 11-character IFSC PUNB0MBGB06.
Q: What happens if I use an old UBGB or DBGB IFSC?
If the old IFSC has been revoked, the transfer will fail or be returned. Funds may take longer to recover. To avoid delays, always confirm the current IFSC before initiating the transfer.
Q: Which transfer method should I choose — NEFT, RTGS or IMPS?
Use IMPS for immediate small-value transfers available 24×7. Use NEFT for routine transfers — it is now available round-the-clock in batches. Use RTGS for high-value transfers; many banks treat RTGS as the option for large sums. Check your bank’s limits and charges.
Q: How can I verify this IFSC before sending money?
Verify by calling the branch at 9297954780 or contacting the head office toll-free number 18001807777. Also check the branch address and MICR code in your bank passbook or a printed bank statement to confirm accuracy.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.