Bihar Gramin Bank SOHANI PATTI IFSC Code

The SOHANI PATTI branch of Bihar Gramin Bank is located in Buxar, Bihar. To transfer money to an account at this branch, you need its unique Indian Financial System Code (IFSC). This 11-character code is essential for all online fund transfers in India, including National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). The IFSC code acts like a specific address, ensuring your money reaches the correct bank branch without any errors.

Branch Details

Merger and IFSC Update

Previously, banking services in the region were provided by Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These banks have since been amalgamated. Following the merger, all branches now operate under a new, unified system sponsored by Punjab National Bank (PNB). As a result, old IFSC codes, particularly those belonging to the former UBGB, have been revoked and are no longer valid. For any transaction to the SOHANI PATTI branch, you must use the new IFSC code, PUNB0MBGB06, to ensure successful fund transfers.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch. It helps identify individual branches in the electronic funds transfer network. The code has a specific structure that makes it unique.

Let’s break down the IFSC code for the SOHANI PATTI branch, PUNB0MBGB06:

• PUNB: The first four letters represent the name of the sponsor bank, which is Punjab National Bank.
• 0: The fifth character is always a zero. It is reserved for future use.
• MBGB06: The last six characters identify the specific branch. In this case, it points to the SOHANI PATTI branch.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code for an online money transfer is a straightforward process. Whether you are using NEFT, RTGS, or IMPS through your mobile banking app or internet banking portal, the steps are generally the same.

1. Log in to your internet or mobile banking account.
2. Navigate to the ‘Fund Transfer’ section and select the payment method (NEFT, RTGS, or IMPS).
3. Choose to ‘Add a New Beneficiary’ or ‘Payee’.
4. Enter the recipient’s details: their name, bank account number, and the account type (savings or current).
5. In the designated field, carefully enter the IFSC code: PUNB0MBGB06.
6. Verify all the details one last time and confirm the transaction.

Benefits of Using the Correct IFSC Code

• Ensures Accuracy: The primary benefit is that it routes your funds to the exact intended bank branch, eliminating transfer errors.
• Enables Digital Banking: IFSC codes are the backbone of all digital transactions, allowing you to send money from anywhere, anytime.
• Prevents Fraud: By verifying the branch details, the system adds a layer of security and reduces the risk of funds being sent to an incorrect account.
• Speeds Up Transactions: It automates the transfer process, making payments faster and more efficient than traditional methods like cheques or demand drafts.

Contact Information

For any direct queries, you can contact the branch or the head office.

Branch Contact Number: 7091596942

Branch Address: SOHANI PATTI, Buxar, Bihar – 802101

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll-Free Number: 18001807777

Frequently Asked Questions

Can I still use an old IFSC code from Dakshin Bihar Gramin Bank or Uttar Bihar Gramin Bank?

No. After the bank amalgamation, all old IFSC codes were deactivated. You must use the new IFSC code, PUNB0MBGB06, for all transactions to the SOHANI PATTI branch.

Is the IFSC code the same for all branches of Bihar Gramin Bank?

No, every branch has a unique IFSC code. The code PUNB0MBGB06 is specific only to the SOHANI PATTI branch.

What happens if I enter the wrong IFSC code?

If the code you entered does not exist, the transaction will be rejected, and the money will be credited back to your account. However, if you enter a valid IFSC code that belongs to a different branch, the funds could be sent there. Always double-check the code before confirming a transfer.

When can I make NEFT and RTGS transfers?

Both NEFT and RTGS services are available 24 hours a day, 7 days a week, including on holidays. You can initiate a transfer at any time through your bank’s digital platform.

Where else can I find my branch’s IFSC code?

The IFSC code is printed on the chequebooks and passbooks issued by the bank. You can also find it on the bank’s official website or by contacting the branch directly.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.