Bihar Gramin Bank Sonbarsha IFSC Code

The Bihar Gramin Bank branch at Sonbarsha is located in Muzaffarpur district of Bihar. Its postal code is 843119 and the local contact number is 9297955416. For electronic fund transfers—NEFT, RTGS and IMPS—you must use the correct IFSC. The IFSC routes the payment to the right bank and branch. A wrong or revoked IFSC can delay or block a transfer, so always confirm the IFSC before sending money.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity operating under the sponsor bank, Punjab National Bank. All old UBGB and DBGB IFSC codes have been revoked. The single valid IFSC for transactions related to these merged branches is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS. Transfers attempted with old UBGB/DBGB IFSC codes will be rejected or delayed.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:

• First 4 characters – alphabetic bank identifier. Example: PUNB stands for Punjab National Bank.
• 5th character – always the digit 0 (reserved for future use).
• Last 6 characters – branch identifier. Example: MBGB06 identifies the specific branch.

So in PUNB0MBGB06, PUNB = bank, 0 = reserved, MBGB06 = Sonbarsha branch code under the sponsor bank mapping.

How to Use IFSC Code

Follow these steps when sending money via NEFT, RTGS or IMPS:

• Open your bank app or internet banking and go to “Funds Transfer” or “Add Beneficiary”.
• Choose the transfer type: NEFT, RTGS or IMPS. (NEFT and IMPS are for most amounts; RTGS is for high-value transfers—check your bank for exact minimum amounts.)
• Enter beneficiary name, account number and the IFSC: PUNB0MBGB06. Double-check each digit and letter.
• Provide the beneficiary branch name and city (Sonbarsha, Muzaffarpur) when requested. The MICR (800811002) is not required for electronic transfers but may be used for cheque processing.
• Authorize the beneficiary addition with SMS/OTP or other 2FA as required by your bank. Wait for activation if necessary (some banks have a cooling period before first transfer).
• Initiate the transfer. Note the reference/UTR number and confirm the transfer status in the app or by contacting the bank if any delay occurs.

Practical tips: copy-paste the IFSC rather than typing. If you’re adding multiple beneficiaries, verify each IFSC independently. For urgent payments, prefer IMPS (instant) or RTGS (for large amounts), and confirm bank cut-off rules for settlement.

Benefits of Knowing the IFSC

• Ensures funds go to the exact branch and account. Reduces failed or misrouted transfers.
• Required for adding beneficiaries for NEFT, RTGS and IMPS. Most bank forms and portals ask for it.
• Speeds up processing. Correct IFSC avoids manual intervention and delays.
• Helps verify branch identity when reconciling payments or receiving remittances.
• Useful for businesses, payroll and recurring transfers where accuracy matters.

Contact

Branch Phone No: 9297955416

Branch Address: Sonbarsha, MUZAFFARPUR, 843119

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: Can I use an old UBGB or DBGB IFSC for transfers to Sonbarsha branch?
  A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the single valid IFSC PUNB0MBGB06.
• Q: What happens if I enter a wrong IFSC when sending money?
  A: If the wrong IFSC points to a different branch, the payment may go to that branch and require recall procedures. If the IFSC does not exist, the transaction will typically be rejected and funds returned. Contact your bank immediately if you suspect an error.
• Q: Is the MICR code needed for NEFT/RTGS/IMPS?
  A: No. MICR (800811002) is used mainly for cheque clearing. For electronic transfers, IFSC is sufficient.
• Q: Are NEFT/RTGS/IMPS available all day?
  A: IMPS operates 24×7 for instant transfers. NEFT and RTGS are available outside traditional banking hours in most cases, but exact availability or operational windows may vary by bank. Check your bank’s timings and limits before transferring large amounts.
• Q: How can I verify the IFSC before making a transfer?
  A: Confirm the IFSC from the beneficiary’s bank passbook, cheque leaf, bank statement, or by calling the branch at 9297955416. Use the branch name and MICR to cross-check if needed.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.