Bihar Gramin Bank Sukhpur IFSC Code

The Bihar Gramin Bank branch in Sukhpur, located in the SUPAUL district of Bihar, is an important banking hub for the local community. When you need to send or receive money electronically, especially through services like National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), or Immediate Payment Service (IMPS), knowing the correct Indian Financial System Code (IFSC) for this branch is essential. This unique code ensures your funds reach the right bank and branch account safely and efficiently.

Branch Details

Here are the key details for the Bihar Gramin Bank, Sukhpur branch:

Bank Name	Bihar Gramin Bank
Branch Name	Sukhpur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100747
Branch Address	Sukhpur, SUPAUL, 852131, 9297954288
Contact Number	9297954288
City	SUPAUL
District	SUPAUL
Region	SAHARSA
Pincode	852131
State	Bihar

Merger Update

Bihar Gramin Bank is a regional rural bank that was formed from the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both UBGB and DBGB have now been integrated into Bihar Gramin Bank. As part of this merger and standardization, all branches of the erstwhile banks, including the Sukhpur branch, now operate under a unified IFSC code structure, sponsored by Punjab National Bank (PNB).

The correct and currently valid IFSC code for the Bihar Gramin Bank, Sukhpur branch, is PUNB0MBGB06. It is crucial to note that any old IFSC codes previously associated with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank for this branch are no longer valid. For any electronic fund transfers, only the new IFSC code PUNB0MBGB06 should be used to ensure your transactions are processed successfully.

What is an IFSC Code?

An IFSC code is an 11-character alphanumeric code that uniquely identifies every bank branch participating in electronic funds transfers in India. It is critical for ensuring that money sent via NEFT, RTGS, or IMPS reaches the correct beneficiary account at the right branch.

The structure of an IFSC code is simple:

• The first four characters represent the bank’s name. For example, in PUNB0MBGB06, “PUNB” stands for Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a “0” (zero). This character is reserved for future use.
• The last six characters identify the specific branch. In PUNB0MBGB06, “MBGB06” uniquely identifies the Sukhpur branch under Bihar Gramin Bank.

How to Use the IFSC Code

Using the IFSC code is a straightforward process when you are making an electronic fund transfer. Here’s how it works for common services:

For NEFT (National Electronic Funds Transfer) and RTGS (Real-Time Gross Settlement):

1. Log in to your net banking account or mobile banking app. You can also visit your bank branch to fill out a form.
2. Select the “Fund Transfer” option. Choose between NEFT or RTGS, depending on the amount and urgency of your transfer.
3. Add a new beneficiary or select an existing one. If it’s a new beneficiary, you will need to provide their details.
4. Enter beneficiary details:
   • Beneficiary Name (as per their bank account)
   • Beneficiary Account Number
   • Confirm Beneficiary Account Number
   • IFSC Code: For the Sukhpur branch, this would be PUNB0MBGB06.
   • Bank Name: Bihar Gramin Bank
   • Branch Name: Sukhpur
5. Enter the amount you wish to transfer.
6. Review all details carefully before confirming the transaction.
7. Submit and authenticate the transaction with your password or OTP.

For IMPS (Immediate Payment Service):

1. Log in to your mobile banking app.
2. Select the “IMPS” option.
3. Choose the transfer method: You might have options like Account Number + IFSC, or Mobile Number + MMID. For this guide, we focus on IFSC.
4. Enter beneficiary details:
   • Beneficiary Account Number
   • IFSC Code: For the Sukhpur branch, this would be PUNB0MBGB06.
5. Enter the amount you wish to transfer.
6. Add a remark if necessary.
7. Confirm the details and authorize the transaction.

Benefits of Knowing the IFSC Code

Understanding and correctly using the IFSC code offers several key advantages:

• Ensures Accuracy: The unique code guarantees that your money is sent to the precise bank branch you intend, preventing misdirected funds.
• Facilitates Electronic Transfers: It is mandatory for all major electronic payment systems like NEFT, RTGS, and IMPS, enabling quick and secure online transactions.
• Faster Processing: Correct IFSC codes help banks process transactions more quickly, reducing delays in fund transfers.
• Reduces Errors: By uniquely identifying the branch, it significantly lowers the chances of human error during manual data entry in banking systems.
• Supports Digital Banking: It is a cornerstone of modern digital banking, allowing individuals and businesses to conduct financial transactions remotely and conveniently.

Contact Information

For any banking inquiries or assistance, you can reach out using the following contact details:

• Sukhpur Branch Phone Number: 9297954288
• Sukhpur Branch Address: Sukhpur, SUPAUL, 852131, Bihar
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

What is the IFSC code for Bihar Gramin Bank, Sukhpur branch?

The IFSC code for Bihar Gramin Bank, Sukhpur branch, is PUNB0MBGB06.

Why did the IFSC code for Bihar Gramin Bank branches change?

The IFSC codes changed due to the merger of Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank, forming the new entity, Bihar Gramin Bank. This led to a standardized IFSC code structure under Punjab National Bank as the sponsor bank.

Can I still use an old IFSC code for a Bihar Gramin Bank transaction?

No, old IFSC codes from Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank are no longer valid for electronic fund transfers. You must use the new, updated IFSC code, such as PUNB0MBGB06 for the Sukhpur branch.

What is the difference between NEFT, RTGS, and IMPS?

• NEFT (National Electronic Funds Transfer): Processes transactions in batches hourly. Ideal for non-urgent transfers.
• RTGS (Real-Time Gross Settlement): Processes transactions individually and immediately. Best for large, urgent transfers, typically above Rs. 2 lakh.
• IMPS (Immediate Payment Service): Provides instant, 24/7 fund transfers, even on holidays. Useful for smaller, immediate payments.

How can I verify the correct IFSC code for any branch?

You can verify the correct IFSC code on the official website of Bihar Gramin Bank, the Reserve Bank of India (RBI) website, or by contacting your bank’s customer service. Always cross-reference the code with the beneficiary’s bank details to ensure accuracy.