The Bihar Gramin Bank branch at Sukki serves customers in Sukki village and the wider Madhubani area of Bihar (Pincode 847228). For electronic fund transfers (NEFT, RTGS, IMPS) you must provide the correct IFSC code so the sending bank can route money to this exact branch. Using the wrong code can delay transfers or return funds.
Branch Details
| Field | Value |
|---|---|
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sukki |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100393 |
| Branch Address | Sukki, MADHUBANI, 847228, 9297954894 |
| Contact Number | 9297954894 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | MADHUBANI |
| Pincode | 847228 |
| State | Bihar |
Merger Update
This branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). The former Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) operations have been consolidated under PNB. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transfers to accounts previously under UBGB/DBGB, use PUNB0MBGB06 only. Transactions attempted with old codes will not complete.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments.
- First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
- 5th character: reserved and is always 0.
- Last 6 characters: branch identifier (alphanumeric) that points to the specific branch (example: MBGB06 in PUNB0MBGB06).
Example breakdown: PUNB0MBGB06 = PUNB | 0 | MBGB06.
How to Use IFSC Code
- Open your bank app or internet banking and choose the transfer method (NEFT, RTGS, IMPS).
- Enter beneficiary name and account number exactly as provided by the account holder.
- Enter the IFSC code PUNB0MBGB06 in the IFSC/branch field. Many apps auto-validate the IFSC and show the branch name.
- Confirm the MICR (optional) or branch address if your bank shows it, to ensure you selected the correct branch.
- Double-check details, then authorize the transaction using OTP or your bank’s authentication method.
- Save beneficiary details if you will transfer frequently. Verify the saved IFSC before future transfers.
Benefits of Knowing the IFSC
- Ensures funds route to the correct branch and account without manual intervention.
- Speeds up electronic transfers (NEFT, RTGS, IMPS) and reduces failure rates.
- Helps validate beneficiary details in banking apps (branch name, city shown on entry).
- Useful when filling cheque leaves, bank forms, and online payment mandates.
- Essential after bank mergers—using the new IFSC avoids rejected transactions.
Contact
Branch Phone: 9297954894
Branch Address: Sukki, MADHUBANI, 847228
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 case-sensitive?
A: IFSC is not case-sensitive in practice, but enter it in uppercase (PUNB0MBGB06) as shown to avoid confusion.
Q: Can I use old UBGB or DBGB IFSC codes for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new code PUNB0MBGB06 for all transfers to this branch.
Q: What happens if I enter a wrong IFSC but correct account number?
A: Banks route by IFSC and account number together. If the IFSC points to a different bank branch, the transfer may reach the wrong branch and fail or get returned. Contact your bank immediately if you notice an error.
Q: Do I need the MICR code for NEFT/IMPS/RTGS?
A: No. MICR (800811002) is used for cheque clearing and some internal processes. For NEFT/RTGS/IMPS, the IFSC is mandatory; MICR is optional.
Q: How quickly will a transfer to this IFSC reflect?
A: IMPS is instant and operates 24×7. NEFT settles in hourly batches or near-real-time depending on your bank’s service. RTGS is for high-value same-day settlement. Settlement times depend on the sending and receiving banks.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.