The Bihar Gramin Bank branch at Sunderganj is located in Aurangabad district, Bihar (PIN 824101). This IFSC code page explains the branch details and why the IFSC matters for electronic fund transfers like NEFT, RTGS and IMPS. Using the correct IFSC ensures money goes to the intended bank branch and prevents failed or delayed transfers.
Bihar Gramin Bank SUNDERGANJ IFSC Code
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | SUNDERGANJ |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7129 |
| Branch Address | SUNDERGANJ, Aurangabad, 824101, 9771464129 |
| Contact Number | 9771464129 |
| City | Aurangabad |
| District | Aurangabad |
| Reason | AURANGABAD |
| Pincode | 824101 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a unified structure under Punjab National Bank. After the merger, the single IFSC code to use for affected regional branches is PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB have been revoked. For any NEFT, RTGS or IMPS transfer to these merged branches, use only the new IFSC PUNB0MBGB06. Using an old or incorrect IFSC can cause transfer failure or return of funds.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:
- First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
- 5th character — always 0 (reserved for future use).
- Last 6 characters — branch identifier. Example: MBGB06 identifies the specific branch within the bank.
So, in PUNB0MBGB06: PUNB is the bank, 0 is the reserved character, and MBGB06 is the branch code portion.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s netbanking app or UPI/IMPS-enabled mobile app.
- Choose the transfer type: NEFT, RTGS (for high-value, same-day), or IMPS (instant, 24×7).
- Enter beneficiary name and bank account number exactly as provided by the beneficiary.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, SunderGanj branch.
- Verify the bank and branch name that appears. Confirm it matches “Bihar Gramin Bank — SUNDERGANJ, Aurangabad”.
- Enter transfer amount and remarks if needed. Check charges and limits (RTGS has higher minimums and charges in some banks).
- Authenticate the transaction with OTP or banking PIN. Save the transaction reference number for tracking.
- If the app does not auto-validate the IFSC, double-check spelling and characters before confirming.
Benefits of Knowing the IFSC
- Ensures accurate routing of funds to the exact branch.
- Prevents failed transfers and saves time resolving returns.
- Required for NEFT, RTGS and IMPS transfers and for some bank forms.
- Helps confirm beneficiary bank and branch during verification.
- Useful when filling cheque deposit slips or standing instructions.
Contact
Branch Phone No: 9771464129
Branch Address: SUNDERGANJ, Aurangabad, 824101
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I can use for SunderGanj branch?
A: Yes. Use PUNB0MBGB06 for all electronic transfers to Bihar Gramin Bank, SunderGanj branch. If this branch was previously under UBGB or DBGB, the older IFSC codes have been revoked and are no longer valid.
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing and clearing through banks’ MICR-enabled clearing houses. For online transfers, IFSC is the required code.
Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is instant and available 24×7. NEFT runs in hourly or batch cycles (near-instant in many banks but can depend on clearing). RTGS is for high-value transfers and typically completes same day during bank hours. Always keep the transaction reference and check with your bank for exact cut-off times.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the account number, the bank’s validation may reject the transaction. If the IFSC maps to a different account but the account number is valid, funds could go to the wrong account. Always confirm IFSC and account number before sending funds.
Q: How can I confirm the branch IFSC before sending money?
A: Confirm with the beneficiary, check the bank-printed chequebook leaf for the IFSC, or call the branch at 9771464129. For the SunderGanj branch, the valid IFSC is PUNB0MBGB06.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.