Bihar Gramin Bank Supaul Main Branch IFSC Code

Bihar Gramin Bank’s Supaul Main Branch, located in the heart of Supaul, Bihar, is a key financial touchpoint for the local community. To make any digital money transfers to or from this branch, such as through NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service), knowing the Indian Financial System Code (IFSC) is absolutely essential. This unique code acts like a digital address, ensuring your funds reach the correct bank and branch without error.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Supaul Main Branch
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100805
Branch Address	Supaul Main Branch, SUPAUL, 852126, 9297954216
Contact Number	9297954216
City	SUPAUL
District	SUPAUL
Reason	SAHARSA
Pincode	852126
State	Bihar

Merger Update

Bihar Gramin Bank, like many regional rural banks (RRBs), operates under the sponsorship of a larger public sector bank. For Bihar Gramin Bank, the sponsor bank is Punjab National Bank. This sponsorship means that Bihar Gramin Bank uses a standardized IFSC code structure that aligns with Punjab National Bank’s system. The IFSC code for Supaul Main Branch, and indeed for all Bihar Gramin Bank branches, is PUNB0MBGB06.

It is crucial to understand that if Bihar Gramin Bank was formed through mergers involving previous entities like Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), then any old IFSC codes previously associated with those banks are no longer valid. For any electronic fund transfers to or from Bihar Gramin Bank, Supaul Main Branch, you must use the current and unified IFSC code, PUNB0MBGB06. Using an outdated code will cause your transaction to fail.

What is an IFSC Code?

The IFSC code, or Indian Financial System Code, is a unique 11-character alpha-numeric code. It is assigned by the Reserve Bank of India (RBI) to identify each bank branch participating in online money transfers. This code is essential for all electronic payment systems in India.

The 11 characters of the IFSC code have a specific structure:

• The first four characters represent the bank’s name. For example, in PUNB0MBGB06, “PUNB” indicates Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is reserved for future use and helps differentiate the bank code from the branch code.
• The last six characters uniquely identify the specific bank branch. In “PUNB0MBGB06”, “MBGB06” identifies the Supaul Main Branch of Bihar Gramin Bank.

This precise structure ensures that funds are routed to the exact intended recipient branch across the vast Indian banking network.

How to Use an IFSC Code

Using the IFSC code for your online fund transfers is a straightforward process. Here are the steps you would typically follow when initiating an NEFT, RTGS, or IMPS transaction:

1. Log In: Access your internet banking portal or mobile banking application using your credentials.
2. Select Transfer Type: Navigate to the “Fund Transfer” section. Choose the specific type of transfer you wish to make: NEFT, RTGS, or IMPS.
3. Add Beneficiary: If you haven’t transferred to this account before, you will need to add the beneficiary. This involves entering the beneficiary’s name, their account number, and confirming the account number.
4. Enter IFSC Code: Input the correct IFSC code for Bihar Gramin Bank, Supaul Main Branch, which is PUNB0MBGB06, into the designated field. Some systems might automatically fill in the bank and branch name once the IFSC is entered.
5. Specify Amount: Enter the amount of money you wish to transfer.
6. Review and Confirm: Carefully review all the details of the transaction—beneficiary name, account number, IFSC code, and transfer amount—to avoid any errors.
7. Authenticate: Complete the transaction by entering your transaction password, OTP (One-Time Password), or other authentication method as required by your bank.

Once confirmed, the funds will be transferred to the Bihar Gramin Bank, Supaul Main Branch. The time taken for the transfer can vary depending on whether you chose NEFT, RTGS, or IMPS.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for a bank branch offers several key advantages for anyone performing digital transactions:

• It enables quick and secure electronic fund transfers, allowing money to move efficiently between different banks and branches.
• It ensures that your funds reach the correct branch and account, minimizing the risk of misdirected payments.
• The IFSC code is a standardized format used across all banks in India, making the process consistent and reliable.
• It reduces manual errors that could occur with paper-based transactions or incorrect branch identification.
• It is absolutely essential for all online payments and for fully utilizing modern digital banking services.

Contact Information

Should you need to contact Bihar Gramin Bank’s Supaul Main Branch directly or their head office, here are the details:

• Supaul Main Branch Phone Number: 9297954216
• Supaul Main Branch Address: Supaul Main Branch, SUPAUL, 852126, Bihar
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number (Punjab National Bank sponsor for Bihar Gramin Bank): 18001807777

Frequently Asked Questions (FAQs)

What is the IFSC code for Bihar Gramin Bank, Supaul Main Branch?
The IFSC code for Bihar Gramin Bank, Supaul Main Branch, is PUNB0MBGB06. You must use this specific code for all digital fund transfers.

Is the MICR code also important?
Yes, the MICR (Magnetic Ink Character Recognition) code is also important. It is an 9-digit code primarily used for processing physical cheques. For the Supaul Main Branch, the MICR code is 800811002. While IFSC is for digital transfers, MICR ensures fast and accurate cheque clearing.

Can I use an old IFSC code for Bihar Gramin Bank?
No, it is highly recommended to only use the current IFSC code, PUNB0MBGB06. Due to bank mergers and changes in sponsorship (Bihar Gramin Bank is sponsored by Punjab National Bank), older IFSC codes, especially those from previous entities like UBGB or DBGB, are likely invalid and will cause your transaction to fail.

What types of transactions require an IFSC code?
The IFSC code is required for all major electronic fund transfer methods in India: NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). It is also necessary for online payment gateways and for setting up direct debits or recurring payments.

Where else can I find the IFSC code?
Besides this article, you can find the IFSC code on your bank’s cheque book, your passbook, or on your bank’s official website. Reputable financial websites and the RBI website also provide tools to search for IFSC codes.