Bihar Gramin Bank Sursand IFSC Code

Bihar Gramin Bank Sursand IFSC Code

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Sursand is a town in Sitamarhi district, Bihar. This page gives the IFSC and branch details for Bihar Gramin Bank, Sursand. Use the IFSC code when you send or receive electronic payments through NEFT, RTGS and IMPS. The IFSC ensures the transfer reaches the correct bank and branch without manual routing.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Sursand
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100067
Branch Address Sursand, SITAMARHI, 0, 9297954784
Contact Number 9297954784
City SITAMARHI
District SITAMARHI
Reason SITAMARHI
Pincode 0
State Bihar

Merger Update

Bihar Gramin Bank’s IFSC shown here is PUNB0MBGB06. Note: the regional banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single arrangement under Punjab National Bank. After the merger the consolidated IFSC in use is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for electronic transactions. Always confirm the IFSC before sending funds.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic payments. The structure is:

  • First 4 characters — bank identifier (example: PUNB for Punjab National Bank).
  • Fifth character — reserved, always 0.
  • Last 6 characters — branch identifier (example: MBGB06 in PUNB0MBGB06).

How to Use the IFSC Code (NEFT / RTGS / IMPS)

  • Open your bank app or internet banking portal.
  • Choose the fund transfer option: NEFT, RTGS or IMPS.
  • Add a new beneficiary. Enter beneficiary name, account number, and the IFSC: PUNB0MBGB06.
  • Verify the branch name and account details shown after entering IFSC. Confirm if they match Sursand branch.
  • Complete the transfer by entering the amount and authentication (OTP, password or token).
  • Notes on formats and timing:
    • NEFT: no minimum amount; now generally available 24×7 in most banks.
    • RTGS: intended for high-value transfers. Typical minimum is Rs. 2,00,000; check with your bank for current threshold and cutoffs.
    • IMPS: instant transfers, available 24×7; ideal for small to medium urgent payments.

Benefits of Knowing the IFSC

  • Ensures funds route directly to the correct bank and branch.
  • Reduces failed transfers and manual reconciliation.
  • Required for adding beneficiaries for NEFT, RTGS and IMPS.
  • Useful for receiving salary, vendor payments, or government transfers like subsidies and pensions.
  • Quick verification: entering IFSC in netbanking shows the branch name before you confirm a transfer.

Contact

Branch phone: 9297954784
Branch address: Sursand, SITAMARHI, 0, 9297954784
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777

FAQs

  • Q: Can I use any old UBGB or DBGB IFSC for transfers?

    A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the consolidated IFSC PUNB0MBGB06 for transactions.

  • Q: What if I enter an incorrect IFSC?

    A: If the IFSC does not match the account’s bank/branch, the transfer may fail or be routed to the wrong branch. Most banks validate the IFSC and display branch details before confirmation. Cancel and recheck details if they don’t match.

  • Q: How is IFSC different from MICR?

    A: IFSC identifies a bank branch for electronic funds transfer. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for processing physical cheques. Example: MICR for this branch is 800811002.

  • Q: Where should I enter the IFSC when adding a beneficiary?

    A: In your bank’s “Add Beneficiary” or “New Payee” form. Enter account number, beneficiary name, and the IFSC PUNB0MBGB06. Confirm the branch name shown before saving.

  • Q: Is the branch code the same as the last six characters of IFSC?

    A: Not always. The branch code for this branch is 100067. The last six characters of IFSC (MBGB06) are the branch identifier used within the IFSC structure, but banks may also maintain separate numeric branch codes.

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