Bihar Gramin Bank Tariyani Chapra IFSC Code

Located in the serene area of Tariyani Chapra, within the SHEOHAR district of Bihar, the Bihar Gramin Bank branch plays a vital role in local financial services. For anyone looking to send or receive money through modern banking systems like NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service), understanding and using the correct Indian Financial System Code (IFSC) is absolutely essential. This unique code ensures your funds reach the right bank and branch quickly and securely.

Branch Details Table

Here are the key details for the Bihar Gramin Bank branch in Tariyani Chapra:

Merger Update

It’s important to understand the history behind Bihar Gramin Bank. This bank was formed from the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB), among other regional rural banks. This consolidation means that all branches, including Tariyani Chapra, now operate under a unified structure sponsored by Punjab National Bank. As a result, any old IFSC codes associated with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank branches are no longer valid.

For all transactions with the Bihar Gramin Bank Tariyani Chapra branch, you must use the single, current IFSC code: PUNB0MBGB06. Using an outdated code will cause your transaction to fail, and funds will not be transferred.

What is IFSC Code?

The Indian Financial System Code, or IFSC, is a unique 11-character alphanumeric code. It’s designed by the Reserve Bank of India (RBI) to identify individual bank branches involved in electronic fund transfers. Think of it as a specific digital address for each bank branch.

Here’s how the IFSC code for Bihar Gramin Bank Tariyani Chapra, PUNB0MBGB06, breaks down:

• The first four characters represent the bank. In this case, PUNB stands for Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is reserved for future use and helps distinguish the bank code from the branch code.
• The last six characters identify the specific branch. For Tariyani Chapra, MBGB06 pinpoints this particular location within the Bihar Gramin Bank network.

How to Use IFSC Code

Using the IFSC code is straightforward when you’re making an electronic fund transfer. Whether you’re sending money via NEFT, RTGS, or IMPS, the process generally follows these steps:

1. Log In: Access your online banking portal or mobile banking app. If you’re doing it offline, visit your bank branch.
2. Select Transfer Type: Choose the type of transfer you want to make – NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service).
3. Add Beneficiary: If you haven’t sent money to this person or entity before, you’ll need to add them as a new beneficiary.
4. Enter Details: You will be prompted to enter the beneficiary’s details, which typically include:
   • Beneficiary Name
   • Beneficiary Account Number (and confirm it)
   • Beneficiary Bank Name (e.g., Bihar Gramin Bank)
   • Beneficiary Bank Branch (e.g., Tariyani Chapra)
   • The IFSC Code: PUNB0MBGB06
5. Enter Amount: Specify the amount you wish to transfer.
6. Confirm and Transact: Review all the details carefully, then confirm the transaction. The IFSC code ensures your money goes to the exact branch you intend.

Benefits

Knowing and using the correct IFSC code for Bihar Gramin Bank Tariyani Chapra brings several important benefits:

• Accuracy: It guarantees that your money is directed to the precise bank branch, eliminating errors that could delay or misdirect funds.
• Speed: It enables quick processing of NEFT, RTGS, and IMPS transactions, ensuring funds are transferred efficiently.
• Security: By uniquely identifying each branch, the IFSC code adds a layer of security to electronic transactions, reducing the risk of fraud.
• Convenience: It allows you to conduct inter-bank transfers from anywhere, using online or mobile banking, without needing to visit a physical branch.
• Mandatory for Transfers: It is a compulsory piece of information for all major electronic fund transfer systems in India.

Contact Section

For direct communication with the Bihar Gramin Bank Tariyani Chapra branch or for broader inquiries, here are the relevant contact details:

• Branch Phone Number: 9297955356
• Branch Address: Tariyani Chapra, SHEOHAR, 0, 9297955356
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number (General Inquiries): 18001807777

Frequently Asked Questions

Q: Is the IFSC code PUNB0MBGB06 specific to Bihar Gramin Bank Tariyani Chapra?

A: Yes, each IFSC code is unique to a specific bank branch. PUNB0MBGB06 correctly identifies the Bihar Gramin Bank branch located in Tariyani Chapra.

Q: What should I do if my transaction fails due to an incorrect IFSC code?

A: If your transaction fails, it’s usually because the IFSC code, account number, or beneficiary name was entered incorrectly. Double-check all details, especially the IFSC code (PUNB0MBGB06), and try again. If issues persist, contact your bank or the Bihar Gramin Bank Tariyani Chapra branch directly.

Q: Can I use an old IFSC code from Uttar Bihar Gramin Bank for this branch?

A: No, you cannot. Bihar Gramin Bank was formed through a merger, and all old IFSC codes from its predecessor banks like Uttar Bihar Gramin Bank are now invalid. You must use the current IFSC code, PUNB0MBGB06, for all transactions.

Q: Is the MICR code 800811002 also unique to this branch?

A: Yes, the MICR (Magnetic Ink Character Recognition) code is also unique to a specific bank branch and is primarily used for clearing cheques. For the Tariyani Chapra branch, its MICR code is 800811002.

Q: What is the difference between NEFT, RTGS, and IMPS?

A: NEFT processes transactions in batches, typically within a few hours. RTGS handles large-value transactions individually and processes them in real-time. IMPS is an instant, 24/7 service for smaller transfers. All these systems require the correct IFSC code.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.