The Bihar Gramin Bank branch at Tekania is located in Tekania village, Siwan district, Bihar (PIN 841239). This IFSC code page gives the precise code you need when sending or receiving bank transfers. The IFSC is essential for NEFT, RTGS and IMPS transfers. Banks use it to route electronic payments to the correct bank and branch. Entering the wrong IFSC can delay or misroute funds.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Tekania |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100640 |
| Branch Address | Tekania, SIWAN, 841239, 9297954591 |
| Contact Number | 9297954591 |
| City | SIWAN |
| District | SIWAN |
| Reason | SIWAN |
| Pincode | 841239 |
| State | Bihar |
Merger Update
This branch operates under the unified IFSC code PUNB0MBGB06 issued by Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity for operations under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transactions, use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSCs will not be routed correctly and can be rejected or delayed.
What is an IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alpha-numeric code used to identify bank branches in electronic payments. Its structure is fixed:
- First 4 characters – alphabetic bank code (example: PUNB for Punjab National Bank).
- 5th character – always the digit 0 (reserved for future use).
- Last 6 characters – branch identifier (alphanumeric). In this case: MBGB06.
Example breakdown: PUNB0MBGB06 = PUNB (bank) + 0 (reserved) + MBGB06 (branch).
How to Use the IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s online banking or mobile app, or visit an ATM/branch payment form.
- Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is for high-value, usually ≥ ₹2,00,000; banks may set limits. NEFT and IMPS are available for lower amounts; IMPS is instant 24×7.)
- Enter beneficiary name, account number and the IFSC code: PUNB0MBGB06.
- Enter the amount and purpose. For NEFT/RTGS, note settlement timings; NEFT and IMPS run 24×7. RTGS may have specific hours at some banks.
- Verify beneficiary details shown by your bank before confirming. A mismatch in name or account number can indicate an incorrect IFSC or account.
- Confirm and authenticate the transaction (OTP, token or PIN as required). Keep the transaction reference for follow-up.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds reach the exact branch and account.
- Faster transfers: Correct IFSC reduces retries and delays.
- Needed for forms: Mandatory for NEFT, RTGS and IMPS payments and many KYC processes.
- Avoids returns: Prevents payment rejection and associated bank fees.
- Useful for receiving payments: Share the correct IFSC with employers, customers, or government payments.
Contact
Branch Phone: 9297954591
Branch Address: Tekania, SIWAN, 841239
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
1. Can I use the old UBGB IFSC for transfers to Tekania?
No. Old UBGB and DBGB IFSC codes have been revoked. Use the current IFSC PUNB0MBGB06 for all transfers to this branch.
2. Is the IFSC case sensitive?
No. Banks treat IFSC as case-insensitive. However, enter it exactly as given to avoid manual errors: PUNB0MBGB06.
3. What if I enter a wrong IFSC?
If the IFSC points to a different valid branch, the funds may go to that branch but still require correct account number. If the IFSC is invalid, the transfer will be rejected and returned to the remitter. Contact your bank immediately with the transaction reference to trace funds.
4. How long do transfers take?
IMPS is instant and available 24×7. NEFT is available 24×7 and typically completes within minutes to a few hours depending on banks. RTGS is for high-value payments and is usually near real-time during service hours. Delays can happen due to bank verification or incorrect details.
5. Are there limits or charges?
Banks may charge fees for NEFT, RTGS and IMPS depending on transaction amount and channel (branch vs app). RTGS generally has a higher minimum (commonly around ₹2,00,000). Check with the bank or the toll-free number 18001807777 for current charges and limits.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.