Bihar Gramin Bank Tetaria Bazar IFSC Code

Tetaria Bazar is a rural branch location in East Champaran district, Bihar (PIN 845436). This article lists the branch details for Bihar Gramin Bank, Tetaria Bazar and explains the role of the IFSC code for electronic fund transfers. The IFSC is essential for routing NEFT, RTGS and IMPS payments. Using the correct IFSC ensures funds reach the intended bank branch without delays or reversals.

Branch Details

Merger Update

Several regional rural banks in Bihar were reorganised in recent years. If a branch previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), both entities have been consolidated and now operate using the single IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. For electronic transfers, only the new IFSC PUNB0MBGB06 is valid. Always confirm the IFSC before initiating a transfer to avoid failed or misrouted transactions.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify a bank branch for electronic payments in India. The structure is:

• First 4 characters: Alphabetic bank identifier (for example, PUNB = Punjab National Bank).
• 5th character: Always 0 (reserved for future use).
• Last 6 characters: Branch identifier (alphanumeric). In PUNB0MBGB06, the last six characters MBGB06 denote the specific branch code for Tetaria Bazar under the consolidated structure.

The IFSC is case-insensitive in practical use but is conventionally shown in uppercase.

How to Use the IFSC Code (NEFT, RTGS, IMPS)

• Collect beneficiary details: account name, account number, bank name, branch name and IFSC (PUNB0MBGB06 for Tetaria Bazar).
• Open your bank’s internet banking, mobile app or visit a branch. Select the transfer type: NEFT, RTGS or IMPS.
• Choose “Add Beneficiary” or “New Payee”. Enter beneficiary name and account number exactly as held with the receiving bank.
• Enter the IFSC PUNB0MBGB06. Many systems auto-populate the bank/branch name after IFSC is entered. Verify that it reads “Bihar Gramin Bank, Tetaria Bazar / Punjab National Bank routing” or similar.
• Enter the transfer amount and any remarks. For RTGS, ensure the amount meets the bank’s minimum (commonly ≥ ₹2,00,000) and for IMPS check your bank’s maximum instant transfer limit.
• Confirm details and authenticate the transaction (OTP/password). Keep the transaction reference for tracking.
• If you are uncertain about limits, or the beneficiary details, call the branch at 9297954725 before sending funds.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments (NEFT, RTGS, IMPS).
• Reduces failed or returned transfers. A wrong IFSC can delay or prevent credit.
• Allows quick beneficiary setup in netbanking or mobile apps (auto-fill of bank/branch names).
• Useful for verifying cheque clearing details with MICR and branch codes.
• Helps businesses and accountants reconciling payments to specific branches.

Contact

Branch phone no: 9297954725
Branch Address: Tetaria Bazar, EAST CHAMPARAN, 845436, 9297954725
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

1. Is PUNB0MBGB06 the only IFSC I should use for Tetaria Bazar branch transfers?
Yes. After the consolidation and routing under Punjab National Bank, PUNB0MBGB06 is the valid IFSC for the Tetaria Bazar branch. Old RRB IFSCs that belonged to UBGB/DBGB have been revoked.

2. What is the difference between IFSC and MICR?
IFSC (11 characters) is for electronic transfers (NEFT/RTGS/IMPS). MICR (9 digits, here 800811002) is used by the banking system for faster cheque clearing in physical cheque processing.

3. What if I enter the wrong IFSC when adding a beneficiary?
If the IFSC does not match the account number and bank, the transfer may fail or be reversed. Some online systems validate IFSC and show the bank/branch name before you confirm. If you suspect an error after sending, contact your bank immediately with the transaction reference.

4. Can I use the IFSC for UPI payments?
UPI uses Virtual Payment Addresses (VPAs) and generally does not require an IFSC. However, for bank-account-to-account transfers via netbanking or when adding beneficiaries, IFSC is required.

5. Are there transaction limits tied to IFSC or branch?
Limits are set by your bank and the payment type. IMPS is instant and available 24×7 but has per-transaction and daily caps set by the remitter’s bank. RTGS is intended for high-value transfers (banks commonly set a minimum of ₹2,00,000). NEFT has no standard minimum and is available 24×7. Confirm exact limits with your bank.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.