Bihar Gramin Bank Thandapur IFSC Code

The Thandapur branch of Bihar Gramin Bank is located in Thandapur, Bhagalpur, Bihar, PIN 853201. This branch serves local residents and businesses in Bhagalpur district. For electronic fund transfers—NEFT, RTGS and IMPS—the correct IFSC code is essential. The IFSC identifies the bank and specific branch so funds are routed correctly and transfers are completed quickly and securely.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Thandapur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3638
Branch Address	Thandapur, Bhagalpur, 853201, 8102928365
Contact Number	8102928365
City	Bhagalpur
District	Bhagalpur
Reason	BHAGALPUR
Pincode	853201
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a unified entity that now operates under Punjab National Bank (PNB) systems for electronic transfers. As a result, the Thandapur branch uses the IFSC PUNB0MBGB06 (a PNB-style IFSC). Old IFSC codes that belonged to UBGB or DBGB have been revoked. For all NEFT, RTGS and IMPS transactions, use only the new IFSC PUNB0MBGB06. Transactions sent to revoked IFSCs will be delayed or returned.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems in India. The structure is:

• First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
• 5th character: Reserved and usually 0.
• Last 6 characters: Branch identifier (alphanumeric) that uniquely identifies the branch, e.g. MBGB06 in PUNB0MBGB06.

The full length is 11 characters and it must match the beneficiary branch for electronic routing to succeed.

How to Use IFSC Code for NEFT, RTGS and IMPS

Follow these steps when sending money to the Thandapur branch:

1. Open your bank’s netbanking, mobile app or visit the branch counter.
2. Add the beneficiary (recipient) by entering: beneficiary name, account number, and the IFSC PUNB0MBGB06. Verify the account number twice to avoid errors.
3. Choose the transfer mode:
   • NEFT – for most routine transfers (processed in batches depending on bank timings).
   • RTGS – preferred for immediate high-priority transfers (bank may advise appropriate use).
   • IMPS – instant 24×7 transfer for immediate small-to-medium value needs.
4. Enter the amount and purpose, then confirm beneficiary details. The app or bank will show the IFSC and beneficiary name—confirm they match the expected details.
5. Authorize the payment using the required authentication (OTP, UPI PIN, hardware token or netbanking credentials).
6. Save the transaction reference or UTR. Use it to track the transfer or for dispute resolution if needed.

Notes: Always confirm the beneficiary account number and IFSC before transferring. If either is wrong, the funds may be delayed, returned, or credited to the wrong account depending on whether the account number matches any existing record under that IFSC.

Benefits of Knowing the IFSC

• Ensures funds are routed to the exact branch and account, reducing errors and delays.
• Required for adding beneficiaries in netbanking and mobile banking apps.
• Necessary for different transfer types (NEFT/RTGS/IMPS) to reach the correct destination.
• Helps customer service verify and trace transactions quickly using the IFSC + account number.
• Allows reconciliation of inward and outward transactions for businesses and accountants.

Contact

Branch Phone: 8102928365

Branch Address: Thandapur, Bhagalpur, 853201

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

1. How do I confirm that PUNB0MBGB06 is correct for Thandapur branch?
Confirm by checking with the branch phone (8102928365) or the bank’s official customer service. Also verify beneficiary name that appears when you enter the IFSC and account number in your bank app.

2. What happens if I enter a wrong IFSC but correct account number?
If the account number does not correspond to any account under the entered IFSC, the transaction will typically be returned and the amount credited back after reconciliation. If the account number matches another account under that IFSC, funds may go to the wrong recipient. Always verify both IFSC and account number.

3. Are IFSC and MICR the same?
No. IFSC is used for electronic fund transfers and is 11 characters long. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly to speed up cheque processing and clearing.

4. Can I use this IFSC to receive money through UPI?
UPI does not require you to provide an IFSC manually; it uses the virtual payment address and underlying bank mapping. However, when linking a bank account to UPI, the bank will use the correct IFSC internally. For NEFT/RTGS/IMPS you must provide IFSC.

5. How long does it take for a transfer to reflect?
IMPS is usually instant. NEFT is processed in hourly or scheduled batches depending on the bank. RTGS is near real-time for prioritized transfers. If a transfer is delayed, use the transaction reference (UTR) and contact branch or the bank’s toll-free number 18001807777.