Tilakpur is a village in Bhagalpur district, Bihar. This page gives the key banking details for the Bihar Gramin Bank branch in Tilakpur and explains why the IFSC code matters. The IFSC code is required for electronic fund transfers — NEFT, RTGS and IMPS. It tells payment systems which bank and branch will receive money and helps route payments quickly and safely.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Tilakpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3612 |
| Branch Address | Tilakpur, Bhagalpur, 813213, 8102918745 |
| Contact Number | 8102918745 |
| City | Bhagalpur |
| District | Bhagalpur |
| Reason | BHAGALPUR |
| Pincode | 813213 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged under Punjab National Bank’s administrative structure. All former UBGB and DBGB branches now use a single, unified IFSC: PUNB0MBGB06. The old UBGB/DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transaction to these rural bank branches, use only PUNB0MBGB06. Transactions using revoked IFSCs may be rejected or delayed.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payments.
- First 4 characters: Bank identifier. Example: PUNB for Punjab National Bank.
- 5th character: Always 0 (reserved).
- Last 6 characters: Branch identifier. Example: in PUNB0MBGB06 the last six are MBGB06.
So PUNB0MBGB06 decodes to Punjab National Bank, reserved zero, branch code MBGB06 assigned after the merger.
How to Use IFSC Code
Steps to use the IFSC when sending money via NEFT, RTGS or IMPS:
- Open your bank’s netbanking or mobile app and choose fund transfer.
- Select transfer type: NEFT, RTGS or IMPS. (RTGS is used for high-value transfers; NEFT and IMPS cover most routine payments.)
- Add a beneficiary. Enter beneficiary name, account number and the IFSC PUNB0MBGB06 for Tilakpur branch.
- Verify the bank and branch name shown by the app. Confirm they match Bihar Gramin Bank — Tilakpur / Bhagalpur.
- Enter the amount and any remarks. Confirm transaction limits (bank-specific).
- Authenticate the payment with OTP or transaction PIN and submit.
- Keep the transaction reference. Use it to track or raise a dispute if needed.
Note: Always double-check the IFSC and account number. An incorrect IFSC can route funds to a different branch or cause delays.
Benefits of Knowing the IFSC
- Accurate routing: Ensures money reaches the correct branch and account.
- Faster processing: Electronic systems use IFSC to route NEFT/RTGS/IMPS automatically.
- Reduced errors: Entering the right IFSC lowers the chance of failed transfers.
- Required for remote payments: Needed whenever you pay someone outside your branch by electronic transfer.
- Useful for verification: Confirms the bank and branch during beneficiary setup.
Contact
Branch Phone: 8102918745
Branch Address: Tilakpur, Bhagalpur, 813213
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Can I use the old UBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions.
Q: Which transfers require IFSC?
A: NEFT, RTGS and IMPS all require the beneficiary branch IFSC to route payments correctly.
Q: What if I enter the wrong IFSC but the correct account number?
A: Banks route by IFSC and account number together. If the IFSC points to a different bank or branch, the payment may fail or go to a different branch. Contact your bank immediately with the transaction reference to request reversal. Reversal time varies by bank.
Q: What are typical limits and timings for NEFT/RTGS/IMPS?
A: IMPS is immediate and available 24×7 for small to medium amounts (subject to bank limits). NEFT is generally available around the clock and processes quickly. RTGS is intended for high-value transfers; banks may set minimum amounts (commonly around Rs.2 lakh historically, but this can change). Check with your bank for exact limits and cutoffs.
Q: How do I verify that PUNB0MBGB06 is correct for Tilakpur?
A: Verify with the branch phone number (8102918745) or the bank’s toll-free 18001807777. Ask the branch to confirm the IFSC and branch code (3612) before adding a new beneficiary.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.