Bihar Gramin Bank Tumoul IFSC Code

Bihar Gramin Bank Tumoul IFSC Code
Tumoul branch is located in Tumoul village, Darbhanga district, Bihar (PIN 847423). This IFSC code matters when you send or receive electronic payments. Banks use the IFSC to route NEFT, RTGS and IMPS transfers to the correct branch. Entering the right IFSC avoids delays and failed transfers.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Tumoul
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100481
Branch Address	Tumoul, DARBHANGA, 847423, 9297955182
Contact Number	9297955182
City	DARBHANGA
District	DARBHANGA
Reason	DARBHANGA
Pincode	847423
State	Bihar

Merger Update

This branch now operates under the single IFSC code PUNB0MBGB06 issued by Punjab National Bank (PNB). Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their older IFSC codes have been revoked. Use only the new IFSC code PUNB0MBGB06 for NEFT, RTGS and IMPS transactions. Transactions using old UBGB or DBGB IFSCs may fail or be rejected.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. Its parts are:

• First 4 characters: bank identifier. Example: PUNB = Punjab National Bank.
• Fifth character: always 0 (reserved for future use).
• Last 6 characters: branch identifier. Example: MBGB06 identifies the specific branch.

So for PUNB0MBGB06: PUNB | 0 | MBGB06.

How to Use IFSC Code

• Open your bank’s netbanking or mobile banking app and choose the transfer type (NEFT, RTGS or IMPS).
• Add a new beneficiary. Enter beneficiary name, account number and the IFSC code PUNB0MBGB06.
• Double-check the account number and IFSC. Verify details shown by the bank before saving the beneficiary.
• Choose the transfer method: IMPS for instant small-value transfers, NEFT for standard transfers, RTGS for high-value clearing (check your bank for limits and timing).
• Enter amount and purpose. Authenticate using your bank’s OTP or transaction password.
• Save or note the transaction reference. Monitor the status until the beneficiary receives the funds.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch. The IFSC routes electronic payments.
• Prevents failed or delayed transfers caused by wrong branch codes.
• Required to add beneficiaries in netbanking and mobile apps.
• Useful for employers, vendors or institutions that need to deposit funds to the account.
• Helps verify bank details when branches merge or are renamed.

Contact

Branch Phone: 9297955182

Branch Address: Tumoul, DARBHANGA, 847423

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only valid IFSC for Tumoul branch?
A: Yes. After the merger and sponsor bank alignment, PUNB0MBGB06 is the valid IFSC for transactions to this branch.

Q: What happens if I enter the wrong IFSC?
A: If the wrong IFSC points to another existing branch, funds may go to the wrong account and recovery will require bank intervention. If the IFSC is invalid, the transfer will typically fail and the amount will be returned to the sender.

Q: Where should I use the MICR code?
A: The MICR code (800811002) is used mainly for cheque clearing and bank back-office processing, not for online fund transfers. For NEFT/RTGS/IMPS, use the IFSC.

Q: How do I confirm this IFSC is up to date?
A: Verify with the branch phone (9297955182) or the bank’s toll-free number (18001807777). Your bank’s beneficiary validation in netbanking also confirms IFSC validity before you save the beneficiary.

Q: Can IFSC codes change again after future reorganisations?
A: Yes. IFSC can change if the branch is reallocated, merged, or the sponsor bank changes. Always confirm before making large transfers.