Bihar Gramin Bank Turki Khararoo IFSC Code

Turki Khararoo branch is located in Muzaffarpur district of Bihar (PIN 843165). This branch serves local rural customers and small businesses. For electronic fund transfers—NEFT, RTGS and IMPS—the correct IFSC code is essential. The IFSC identifies the bank and branch for routing payments. Without the right IFSC, transactions can fail or be routed to the wrong branch, causing delays.

Branch Details Table

Merger Update

Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank. After the merger, the branches now use a single IFSC: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transactions to this branch, use only the new IFSC PUNB0MBGB06. Transactions attempted with the old IFSC will not complete and may be returned or require bank intervention.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code that identifies a bank branch in electronic payment systems. Its structure is simple:

• First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
• 5th character: Reserved and is always 0.
• Last 6 characters: Branch code (letters/numbers). Example: MBGB06 identifies the specific merged-branch entry.

So in PUNB0MBGB06, PUNB = bank, 0 = reserved, and MBGB06 = branch identifier.

How to Use IFSC Code

• When adding a beneficiary in internet banking or mobile banking, enter the beneficiary name, account number and IFSC PUNB0MBGB06. Confirm the branch name (Turki Khararoo) before saving.
• For NEFT: select NEFT, choose the saved beneficiary, enter amount and purpose, then authorize. NEFT settles in batches; it is suitable for most routine transfers.
• For RTGS: use for high-value transfers (typically for amounts ₹2,00,000 and above). Enter the same beneficiary details and IFSC, then authorize the RTGS payment.
• For IMPS: use mobile or netbanking IMPS option for instant transfers. IMPS works 24×7; you still need the correct account number and IFSC when adding the beneficiary.
• Always double-check the IFSC and account number. If uncertain, verify with the recipient or bank before sending large amounts.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments to the correct branch and account.
• Saves time: you can add beneficiaries and make payments online without visiting the branch.
• Reduces failed or delayed transfers caused by incorrect branch identification.
• Makes high-value transfers (RTGS) and instant transfers (IMPS) possible and secure.
• Helps customer support teams quickly trace or reverse transactions when needed.

Contact

Branch Phone: 9297955419
Branch Address: Turki Khararoo, MUZAFFARPUR, 843165
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777

FAQs

• How do I confirm the IFSC for Turki Khararoo?

  Confirm by checking official bank documents (bank passbook, cheque leaf) or by calling the branch at 9297955419. The valid IFSC after the merger is PUNB0MBGB06.

• Can I use the branch name instead of IFSC when transferring funds?

  No. Electronic systems require the IFSC and account number. The branch name helps verify details but does not route the payment.

• What happens if I enter a wrong IFSC?

  If the IFSC doesn’t match any branch-account combination, the transaction usually fails and funds are returned. If the wrong IFSC matches another valid branch and account number, the funds could go to the wrong account and will need bank intervention to recover. Contact your bank immediately in that case.

• Are old UBGB/DBGB IFSC codes still valid?

  No. After the merger into Punjab National Bank, old UBGB and DBGB IFSC codes were revoked. Use only the new IFSC PUNB0MBGB06 for transactions to this branch.

• Which payment method is fastest: NEFT, RTGS or IMPS?

  IMPS is instant and available 24×7 for smaller sums. RTGS is for large-value transfers and settles in real time during RTGS hours. NEFT settles in hourly or half-hourly batches depending on the system timing and is suitable for routine transfers.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.