Bihar Gramin Bank Udaypur Bithuwar IFSC Code

The Bihar Gramin Bank branch at Udaypur Bithuwar is located in Madhubani district, Bihar (PIN 847231). This IFSC code page gives the exact code and branch details you need to send or receive electronic transfers. An accurate IFSC is essential for NEFT, RTGS and IMPS transactions because it identifies the bank and branch in the national payment network. Using the correct IFSC reduces failed transfers, delays and reconciliation work.

Branch Details

Merger Update

Important: The branch code and IFSC PUNB0MBGB06 reflect the consolidation under Punjab National Bank (PNB). Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into the PNB system and now use the single IFSC PUNB0MBGB06 for transactions. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transfers. If you have beneficiaries saved with old UBGB/DBGB IFSCs, update them before initiating transfers.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies a bank branch in electronic payment systems:

• First 4 characters — Bank identifier (for example, PUNB = Punjab National Bank).
• 5th character — Always the numeral 0 (reserved for future use).
• Last 6 characters — Branch identifier (alphanumeric), specific to the branch (for example, MBGB06).

So PUNB0MBGB06 breaks down as: PUNB | 0 | MBGB06.

How to Use IFSC Code

• Open your bank’s online banking app or internet banking portal.
• Choose the transfer type: NEFT, RTGS or IMPS.
• When adding a beneficiary, enter beneficiary name, account number and the IFSC PUNB0MBGB06 exactly as shown.
• Verify the beneficiary details returned by the system (bank and branch name). Banks typically display the branch name after you enter IFSC—confirm it matches Udaypur Bithuwar.
• For NEFT/RTGS, note any minimum/maximum limits your bank enforces (RTGS is normally used for larger amounts; NEFT is suited to smaller transfers). IMPS is for instant small-value transfers, available 24×7.
• Authorize the transfer using your bank’s authentication method (OTP, token or mPIN).
• Keep the transaction reference number. Use it for tracking or queries if the credit is delayed.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without manual intervention.
• Prevents failed or returned transfers caused by incorrect branch identification.
• Makes adding beneficiaries quick and reduces reconciliation time.
• Needed for online payments, salary credits, vendor payments and government receipts.
• Enables automated bulk payments for businesses and institutions.

Contact

Branch Phone: 9297954899

Branch Address: Udaypur Bithuwar, MADHUBANI, 847231

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Is the IFSC PUNB0MBGB06 necessary for IMPS?

  A: Yes. IMPS requires the correct IFSC and account number when you add a beneficiary (some banks also allow MMID for IMPS, but IFSC+account is the standard method).

• Q: What happens if I enter a wrong IFSC but correct account number?

  A: Most payment systems check that the IFSC matches the bank/branch. If it doesn’t, the transfer can fail or be returned to the origin account. In some cases an incorrectly matched IFSC may still route to a different branch — this can cause delays and recovery will require manual intervention by the banks.

• Q: Are NEFT, RTGS and IMPS available round the clock?

  A: As of recent operating norms, NEFT and IMPS operate 24×7 and RTGS also has broad availability, but exact cutoffs and service hours can vary by bank. Check with your bank for any scheduled downtimes or maintenance windows.

• Q: My saved beneficiary used an old UBGB IFSC. Is it still valid?

  A: No. Old UBGB and DBGB IFSC codes have been revoked following the merger. You must update the beneficiary to use the new IFSC PUNB0MBGB06 to ensure payments succeed.

• Q: How can I confirm that PUNB0MBGB06 maps to Udaypur Bithuwar branch?

  A: After entering the IFSC in your internet banking or mobile app while adding a beneficiary, the app usually displays the bank and branch name. If it shows “Punjab National Bank — Udaypur Bithuwar” (or similar), the mapping is correct. You can also call the branch at 9297954899 for direct confirmation.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.