Unsar branch of Bihar Gramin Bank is located in Unsar village, Muzaffarpur district, Bihar (PIN 843103). This page gives the IFSC and other branch details needed to send or receive electronic fund transfers. The IFSC code is essential for NEFT, RTGS and IMPS transfers. It tells the sending bank which bank and which branch will receive the funds, so entering it correctly avoids delays and failed transactions.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Unsar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100112 |
| Branch Address | Unsar, MUZAFFARPUR, 843103, 9297955420 |
| Contact Number | 9297955420 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 843103 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank’s sponsorship. Both banks now operate with the single IFSC code PUNB0MBGB06 for branches under the merged entity. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transfers to these rural bank branches, use only the new IFSC PUNB0MBGB06. Transactions with old IFSC codes will fail or be returned.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers. The structure is fixed:
- First 4 characters = bank code (alphabetic). Example: PUNB for Punjab National Bank.
- 5th character = reserved and is 0 (zero).
- Last 6 characters = branch identifier. Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code
- Open your bank’s netbanking or mobile banking app and choose fund transfer (NEFT/RTGS/IMPS).
- Select “Add Beneficiary” or “New Payee”.
- Enter beneficiary name, account number and the IFSC code: PUNB0MBGB06.
- Verify the beneficiary bank and branch displayed by the app to ensure it matches “Bihar Gramin Bank, Unsar”.
- Confirm and save the beneficiary. Complete bank-required authentication (OTP or token).
- Initiate the transfer specifying amount and transfer mode: NEFT (batch), RTGS (real-time for high value), IMPS (instant, 24×7 small value).
- Keep the transaction reference/UTR for tracking. If a transfer fails, contact the sending bank with the UTR and beneficiary details.
Benefits of Knowing IFSC
- Ensures funds reach the correct bank branch without manual intervention.
- Speeds up transfers: NEFT, RTGS and IMPS require the IFSC to route payments.
- Reduces risk of errors and returns due to wrong branch identification.
- Helps customer service locate and track transactions using the branch code.
- Required for adding beneficiaries in internet and mobile banking platforms.
Contact
Branch Phone No: 9297955420
Branch Address: Unsar, MUZAFFARPUR, 843103
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
- Q: Can I use any old UBGB IFSC for transfers to Unsar branch?
A: No. Old UBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for transfers to this branch.
- Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the account number, the transaction may fail, be returned, or be credited to a wrong branch. Always verify the IFSC and account number before confirming.
- Q: Which transfer mode should I choose—NEFT, RTGS or IMPS?
A: Use IMPS for instant transfers any time (usually for small amounts). Use NEFT for normal value transfers (hourly batches); RTGS for high-value real-time transfers (typically above bank-defined limits).
- Q: What is MICR and do I need it for online transfers?
A: MICR (Magnetic Ink Character Recognition) is a code used for cheque clearing. It is not required for NEFT/RTGS/IMPS but is useful for cheque processing. MICR for Unsar branch is 800811002.
- Q: How long does a transfer take using this IFSC?
A: IMPS is instant (seconds). NEFT settles in scheduled batches (same day in most cases). RTGS is real-time during bank working hours. Delays can occur if details are incorrect or during system outages.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.