The Bihar Gramin Bank branch at Yadupatti is located in Sitamarhi district of Bihar. This branch handles regular retail and rural banking services for residents and businesses in the area. For electronic fund transfers—NEFT, RTGS and IMPS—you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch in the payments network. Using the right IFSC ensures fast routing and prevents failed or misdirected transfers.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Yadupatti |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100099 |
| Branch Address | Yadupatti, SITAMARHI, 0, 9297954787 |
| Contact Number | 9297954787 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
Important: This IFSC code, PUNB0MBGB06, operates under Punjab National Bank (PNB) routing. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated and now use the single IFSC PUNB0MBGB06 under Punjab National Bank for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer to branches that were under UBGB or DBGB, use the new IFSC PUNB0MBGB06. Do not use old codes — such transactions may fail or be rejected.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It identifies the bank and the specific branch in electronic payment systems.
- First 4 characters: identify the bank (letters). Example: PUNB = Punjab National Bank.
- 5th character: always the digit 0 (reserved).
- Last 6 characters: identify the branch (can be letters and/or numbers). Example: in PUNB0MBGB06, the last six characters are MBGB06.
How to Use IFSC Code
Follow these steps when making a fund transfer (NEFT, RTGS, IMPS):
- Open your bank’s netbanking app or mobile banking.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and available 24×7; NEFT is batch-based; RTGS is for higher-value transfers.)
- Add a new beneficiary if needed. Enter the beneficiary name and account number exactly as provided.
- Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Yadupatti branch.
- Verify details before saving the beneficiary. Many banks show the branch name when IFSC + account number match.
- Initiate the transfer and confirm using OTP or your bank’s authentication method.
- Keep the transaction reference for tracking or disputes.
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank and branch.
- Reduces delays and failed transactions.
- Required field for NEFT, RTGS and IMPS transfers.
- Helps banks validate beneficiary details before crediting.
- Useful when adding beneficiaries in netbanking or UPI/phone banking setups.
Contact
Branch phone no: 9297954787
Branch Address: Yadupatti, SITAMARHI, 0, 9297954787
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
1. Can I use the IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS?
Yes. Use PUNB0MBGB06 for all three payment systems when sending money to the Yadupatti branch or to accounts moved under the merged structure.
2. What happens if I enter the wrong IFSC?
If the IFSC does not match the account number, the bank’s validation may reject the transfer. In some rare cases where the account number matches another branch, funds could be routed incorrectly. Always double-check the IFSC and account number before submitting a transfer.
3. Is IFSC case-sensitive?
No. IFSC is not case-sensitive, but it’s standard to use uppercase letters (for example, PUNB0MBGB06).
4. How do I confirm the correct IFSC for a branch?
Confirm with the beneficiary, call the branch contact number (9297954787), or check bank account documents like a passbook or bank statement. For merged branches, use the new consolidated IFSC announced by the sponsor bank.
5. If my branch was formerly UBGB or DBGB, which IFSC should I use?
Use the new IFSC PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked after the merger. If in doubt, verify with the branch before transferring funds.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.