Blog

Bihar Gramin Bank current accounts are designed for businesses that need frequent payments, collections and working-capital flexibility within Bihar. A current account keeps daily cash flow tidy, lets multiple people operate the account, and connects your firm to the clearing and electronic payment systems. Below I explain who should open one, how to open it, … Read more

The Bihar Gramin Bank Power Bonanza Salary Account is a salary-focused bank account designed to add convenience and small but useful perks to employees’ monthly pay. It combines a zero-balance facility with a salary-linked overdraft (OD), employer verification (HR undertaking), and routine banking add-ons like debit cards and insurance. Below I explain who can open … Read more

Bihar Gramin Bank General Savings Account is a simple, practical choice for everyday savers in rural and semi-urban areas. It combines basic protections with common bank services so you can store cash securely and move money when you need to. Below I explain who can open the account, the documents you need, how transactions work, … Read more

If you already have a home loan with Bihar Gramin Bank, an **Add-On Overdraft (OD)** or a **Top-Up Term Loan** can be a quick way to meet extra cash needs without moving your primary mortgage. These options let you borrow more against the same property and credit history. Below I explain who can apply, what … Read more

A Loan Against Property (LAP) from Bihar Gramin Bank turns the value of a residential or commercial property into working capital. This is useful when you need a large sum at lower rates than unsecured credit. Below I explain when LAP makes sense, who can apply, typical loan sizes and tenures, how the facility is … Read more

Bihar Gramin Bank Personal Loan can provide quick cash for short-term needs. These loans aim to cover expenses where savings, family support, or small credit cards fall short. In this guide I explain what the loan commonly covers, who can apply, limits, safety rules, costs, and how to get approval faster. I also answer practical … Read more

Bihar Gramin Bank’s Sarvottam Education Loan is a retail-credit product aimed at helping students from Bihar and nearby rural areas pay for higher studies in India. It covers tuition, hostel and living costs, exam fees, and other study-related expenses. Below I explain the product’s purpose, who can apply, what courses are covered, how much the … Read more

Bihar Gramin Bank’s New Pratibha Education Loan is designed to help students from rural and semi-urban families fund higher education. This note explains who can apply, what the loan covers, how repayment works, and the documents you’ll need. I focus on practical details so you can decide whether to approach the bank and what to … Read more

The Bihar Gramin Bank Power Ride Loan is a two-wheeler finance product created only for women. It exists to remove common barriers women face when buying scooters and motorcycles: higher down payments, strict income proofs, lack of credit history, and safety concerns tied to mobility. Below I explain who can apply, what documents and account … Read more

The Bihar Gramin Bank Saarthi Two Wheeler Loan helps people buy scooters, motorcycles or mopeds without paying the full price upfront. It is designed for rural and semi-urban borrowers who need easy access to credit for daily mobility. Below I explain who can apply, what documents you need, how much you can borrow, the security … Read more