If you’re searching for a simple, disciplined way to grow your savings, UBGB’s Gramin Lakhpati Recurring Deposit (RD) is built for exactly that. You set aside a small fixed amount every month, the bank compounds your interest quarterly, and at the end of your chosen term you receive a lump sum—clear, predictable, and stress-free. Below … Read more
If you want a no-nonsense place to park your money, earn steady interest, and manage day-to-day banking without hoops to jump through, the Uttar Bihar Gramin Bank (UBGB) Savings Account fits the brief. It’s simple to open, easy to run, and packed with the essentials you actually use—passbook, RuPay debit card, NEFT transfers, and nomination—without … Read more
If you want a simple bank account that does the basics well, the Uttar Bihar Gramin Bank (UBGB) Basic Savings Account is an easy choice. It is built for everyday banking: receive money, keep it safe, make small payments, and withdraw cash when you need it. No complicated terms. No hidden hurdles. Just the essentials … Read more
Running a business is hard enough—your bank account shouldn’t add friction. The Uttar Bihar Gramin Bank (UBGB) Current Account is built to keep day-to-day operations smooth: receive and pay vendors, issue cheques, track transactions cleanly, and keep documentation in order. No buzzwords—just the essentials a business actually needs. Who can open this account (Eligibility) If … Read more
If you want a disciplined, no-fuss way to build a lump sum over time, the Uttar Bihar Gramin Bank (UBGB) Recurring Deposit (RD) is a strong, low-risk option. You choose a small monthly amount, pick a tenure, and watch your savings grow—perfect for goals like a child’s education fund, a festival budget, or an emergency … Read more
Want your money to work harder without locking yourself into complicated terms? The Uttar Bihar Gramin Bank (UBGB) Money Multiplier Deposit Certificate gives you the predictability of a fixed deposit with flexible tenures, quarterly compounding, and the option to borrow against your deposit when you need liquidity. Here’s a clear, jargon-free guide to help you … Read more
If you earn a monthly income and want a disciplined yet forgiving way to build wealth, the Uttar Bihar Gramin Bank (UBGB) GRAMIN SWA-SHAKTI FLEXI RECURRING DEPOSIT (Flexi RD) is designed for you. It keeps the core benefits of a recurring deposit—habit formation, compounding, and a clear maturity date—while adding the freedom to vary how … Read more
If you’re looking to cut your tax bill while building a safe, guaranteed corpus, the Uttar Bihar Gramin Bank (UBGB) GRAMIN TAX SAVING SCHEME is worth a close look. It combines the certainty of a bank deposit with a five-year lock-in that encourages disciplined saving, plus tax benefits under current rules. Here’s a clear, jargon-free … Read more
If you want a safe, time-bound way to grow your money with minimal effort, Uttar Bihar Gramin Bank’s 555 Days GRAMIN SUPER DEPOSIT SCHEME is a neat, no-nonsense option. You invest a lump sum once, stay put for a fixed 555-day term, and let quarterly compounding do the heavy lifting. It’s built for savers who … Read more
If you like the certainty of a fixed deposit but prefer a steady cash flow every month, the Uttar Bihar Gramin Bank (UBGB) Monthly Interest Deposit Scheme is a practical fit. You invest a lump sum once, the bank pays out the interest every month to your linked account, and you get your principal back … Read more