When growth opportunities show up—new equipment, extra inventory, a bigger workspace—you need funding that’s sizable, predictable, and simple. That’s exactly what the Uttar Bihar Gramin Bank (UBGB) Mortgage Loan (Business) delivers: a high-ticket loan secured against your property, flexible tenure up to 10 years, competitive pricing, and zero prepayment charges. Here’s a clear, human-friendly guide … Read more
If you’re a dairy farmer—or ready to become one—and want a clean, affordable way to build a small but dependable dairy unit, the Uttar Bihar Gramin Bank (UBGB) Integrated Dairy Development Scheme is built for you. It focuses on simple, income-generating setups of 2, 5, or 10 milch cattle, with practical rules that help you … Read more
Need quick cash for a family function, legal paperwork, school fees, or a medical bill—but don’t want to break your fixed deposit? Uttar Bihar Gramin Bank (UBGB) Overdraft against Bank Term Deposit gives you instant liquidity while your deposit keeps earning. It’s simple, fast, and usually cheaper than taking a fresh personal loan. What this … Read more
If you and your neighbors, fellow artisans, or micro-entrepreneurs are hustling every day but find bank credit hard to access, a Joint Liability Group (JLG) Loan from Uttar Bihar Gramin Bank (UBGB) could be the simplest way to unlock working capital—without collateral, complicated paperwork, or long waits. JLGs use group trust as the guarantee. You … Read more
If you’re ready to mechanize your farm and lift productivity with a tractor, harvester, or allied implements, the Uttar Bihar Gramin Bank (UBGB) Tractor & Harvester Loan gives you a clean, farmer-first path to ownership. The product is purpose-built for cultivators who want reliable machines, steady cash flow, and a repayment schedule that follows the … Read more
Thinking about switching to solar but worried about the upfront cost? The Uttar Bihar Gramin Bank (UBGB) Capital Subsidy Scheme for Installation of Solar Off-Grid systems is a practical way to go green without straining your cash flow. You get bank finance on MNRE-approved solar models, a hefty government subsidy to shrink the ticket size, … Read more
If you’re a small artisan, handloom weaver, fisherman, rickshaw owner, or self-employed micro-entrepreneur, access to quick, affordable credit can be the difference between staying afloat and truly growing. The Uttar Bihar Gramin Bank (UBGB) Swarojgar Credit Card (S.C.C) Scheme is built exactly for that—simple working capital and small asset finance, without the maze of big-ticket … Read more
If you farm for a living, cash timing is everything. Seeds don’t wait for a sanction letter, and pests don’t pause for paperwork. The Uttar Bihar Gramin Bank (UBGB) Kisan Credit Card (KCC) is built to match the rhythm of agriculture: quick access to working capital when the season demands it, simple withdrawals with a … Read more
Got a solid idea and the grit to execute it—but need funding to get off the ground? Uttar Bihar Gramin Bank (UBGB) implements the Prime Minister’s Employment Generation Programme (PMEGP) to help first-time entrepreneurs build new micro-enterprises and create local jobs. Below is a clear, no-jargon walkthrough of how the scheme works, what you can … Read more
Want to mechanize your farm work without burning a hole in your pocket? The Uttar Bihar Gramin Bank (UBGB) Power Tiller & Agricultural Machinery Loan gives cultivators a clean, predictable way to buy power tillers and other farm equipment—with seasonal repayments that match your harvest cycle, and pricing you can plan around. Here’s a simple, … Read more