If you sometimes need a quick, small-ticket loan for everyday life—school fees, medical expenses, a scooter repair, seasonal household purchases—but don’t want the headache of pledging collateral, Uttar Bihar Gramin Bank’s General Credit Card (G.C.C) Loan is designed exactly for you. It’s simple, light on paperwork, and sized for real-world needs in rural and semi-urban … Read more
Are you looking to get in touch with Uttar Bihar Gramin Bank’s Regional Managers? We’ve got you covered! Below is a list of regional managers and their contact details. Remember, our approach is straightforward and friendly, so don’t hesitate to reach out if you have any questions or concerns. Regional Manager ARARIA Shri Anjay Kumar … Read more
If you want a simple bank account that does the basics well, the Uttar Bihar Gramin Bank (UBGB) Basic Savings Account is an easy choice. It is built for everyday banking: receive money, keep it safe, make small payments, and withdraw cash when you need it. No complicated terms. No hidden hurdles. Just the essentials … Read more
Running a business is hard enough—your bank account shouldn’t add friction. The Uttar Bihar Gramin Bank (UBGB) Current Account is built to keep day-to-day operations smooth: receive and pay vendors, issue cheques, track transactions cleanly, and keep documentation in order. No buzzwords—just the essentials a business actually needs. Who can open this account (Eligibility) If … Read more
If you want a disciplined, no-fuss way to build a lump sum over time, the Uttar Bihar Gramin Bank (UBGB) Recurring Deposit (RD) is a strong, low-risk option. You choose a small monthly amount, pick a tenure, and watch your savings grow—perfect for goals like a child’s education fund, a festival budget, or an emergency … Read more
Want your money to work harder without locking yourself into complicated terms? The Uttar Bihar Gramin Bank (UBGB) Money Multiplier Deposit Certificate gives you the predictability of a fixed deposit with flexible tenures, quarterly compounding, and the option to borrow against your deposit when you need liquidity. Here’s a clear, jargon-free guide to help you … Read more
If you earn a monthly income and want a disciplined yet forgiving way to build wealth, the Uttar Bihar Gramin Bank (UBGB) GRAMIN SWA-SHAKTI FLEXI RECURRING DEPOSIT (Flexi RD) is designed for you. It keeps the core benefits of a recurring deposit—habit formation, compounding, and a clear maturity date—while adding the freedom to vary how … Read more
Uttar Bihar Gramin Bank, often abbreviated as UBGB, is a name that resonates across the rural landscape of North Bihar. But, if you’re wondering whether it’s a government bank or a private one, let’s shed some light on this topic in a simple and straightforward manner. Government Ownership UBGB is not a private bank; it’s … Read more
If you’re looking to cut your tax bill while building a safe, guaranteed corpus, the Uttar Bihar Gramin Bank (UBGB) GRAMIN TAX SAVING SCHEME is worth a close look. It combines the certainty of a bank deposit with a five-year lock-in that encourages disciplined saving, plus tax benefits under current rules. Here’s a clear, jargon-free … Read more
If you want a safe, time-bound way to grow your money with minimal effort, Uttar Bihar Gramin Bank’s 555 Days GRAMIN SUPER DEPOSIT SCHEME is a neat, no-nonsense option. You invest a lump sum once, stay put for a fixed 555-day term, and let quarterly compounding do the heavy lifting. It’s built for savers who … Read more