Uttar Bihar Gramin Bank New IFSC Code: Complete Guide for Customers

Bank mergers in India often lead to changes in customer account details, especially the IFSC code used for online banking. One such change occurred with the amalgamation of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) into a single entity known as Bihar Gramin Bank, sponsored by Punjab National Bank (PNB).

This merger brought in a new IFSC code that applies to all branches, replacing the old UBGB code. Customers must use the updated code for NEFT, RTGS, IMPS, and UPI transactions.

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Why Did the IFSC Code Change?

• Old Sponsor Bank: UBGB was earlier sponsored by Central Bank of India, so all branches used the same IFSC code: CBIN0R1001.
• Merger Effect: With the amalgamation into Bihar Gramin Bank, the sponsor became Punjab National Bank.
• New IFSC Code: All branches now use a uniform IFSC code: PUNB0MBGB06.
• RBI Guidelines: Old codes have been deactivated; only the new code is valid.

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Old vs New IFSC Code

Particulars	Old IFSC Code (UBGB)	New IFSC Code (Bihar Gramin Bank)
All Branches	CBIN0R1001	PUNB0MBGB06

👉 Unlike most banks where each branch has a unique IFSC, here the same code applies to all branches.

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How to Use the New IFSC Code

1. When making an NEFT, RTGS, or IMPS transfer, enter PUNB0MBGB06 as the IFSC code for any Bihar Gramin Bank branch.
2. Update this IFSC wherever your account is linked — UPI apps, salary accounts, bill payments, subsidies, EMIs, etc.
3. The account number remains unchanged, only the IFSC has been updated.

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What Happens if You Use the Old IFSC Code?

• The old UBGB code CBIN0R1001 is now invalid.
• Any online transfer made with the old code will fail automatically.
• Customers must update their bank details with the new IFSC to ensure smooth transactions.

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Impact on Customers

• No Change in Account Number: Only the IFSC changed.
• Same Code for All Branches: Customers can use PUNB0MBGB06 for any Bihar Gramin Bank branch.
• Seamless Services: Once updated, digital transactions will continue without issues.

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Steps to Update Your IFSC Code

1. Log in to your internet banking or mobile banking app.
2. Navigate to beneficiaries/payees.
3. Replace the old code CBIN0R1001 with the new PUNB0MBGB06.
4. Save and verify with OTP.
5. Update your IFSC in UPI apps, salary deposits, loan EMI mandates, insurance, and other linked services.

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Frequently Asked Questions (FAQs)

Q1: What was the old IFSC code of Uttar Bihar Gramin Bank?
👉 The old IFSC was CBIN0R1001, same for all branches.

Q2: What is the new IFSC code after the merger?
👉 The new IFSC for all Bihar Gramin Bank branches is PUNB0MBGB06.

Q3: Has my account number changed after the merger?
👉 No, your account number remains the same. Only the IFSC code has changed.

Q4: Do all branches of Bihar Gramin Bank have the same IFSC?
👉 Yes, every branch uses the uniform IFSC code PUNB0MBGB06.

Q5: What happens if I continue using the old code?
👉 Transactions will fail. You must update to the new code.

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Conclusion

The Uttar Bihar Gramin Bank merger with Dakshin Bihar Gramin Bank created Bihar Gramin Bank, under Punjab National Bank sponsorship. With this, the IFSC code changed from CBIN0R1001 to PUNB0MBGB06 for all branches.

Customers should immediately update their IFSC details in UPI apps, salary instructions, EMIs, and online banking platforms to ensure smooth and uninterrupted digital transactions.