Bihar Gramin Bank Reotith IFSC Code

Bihar Gramin Bank Reotith IFSC Code

Reotith branch is located in Gopalganj district of Bihar (PIN 841409). For anyone sending or receiving money to this branch, the correct IFSC is essential. The IFSC identifies the bank and branch during electronic transfers (NEFT, RTGS, IMPS). Using the right IFSC avoids failed transfers, delays, or money being routed to the wrong branch.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Reotith
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100528
Branch Address	Reotith, GOPALGANJ, 841409, 9297954528
Contact Number	9297954528
City	GOPALGANJ
District	GOPALGANJ
Reason	GOPALGANJ
Pincode	841409
State	Bihar

Merger Update

Background: Bihar Gramin Bank was formed from regional rural bank reorganisations. If your account was earlier with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following.

Important: UBGB and DBGB have been merged under Punjab National Bank’s sponsorship. The unified IFSC for the Reotith branch is PUNB0MBGB06. Old UBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Do not use old UBGB/DBGB IFSC codes; they will cause failed or returned transfers.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character code used to route electronic fund transfers to the correct bank branch.

• First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
• 5th character: Always 0 (reserved for future use).
• Last 6 characters: Branch identifier. Example: MBGB06 identifies the Reotith branch under the sponsor bank.

So for this branch: PUNB0MBGB06 = PUNB (bank) + 0 + MBGB06 (branch).

How to Use IFSC Code

• Open your bank’s online banking portal or mobile app. Choose fund transfer option (NEFT/RTGS/IMPS).
• Enter beneficiary name and account number exactly as given by the payee.
• Enter the IFSC: PUNB0MBGB06. Double-check each character (letters vs numbers).
• Select transfer mode:
  • NEFT: For routine transfers. Settlements happen in batches (many banks and RBI now support 24×7 NEFT).
  • RTGS: For large-value immediate settlement (used for high-value or urgent transfers).
  • IMPS: For instant transfers available 24×7, typically for lower or medium amounts via mobile/IMPS facility.
• Enter amount and purpose. Verify details shown in the confirmation screen.
• Authorize the transfer (OTP or transaction password). Save transaction reference for tracking.
• If transfer fails, contact the sending bank with the transaction reference and beneficiary details.

Benefits of Knowing the IFSC

• Prevents misrouting: Accurate deliveries to the intended branch and account.
• Saves time: Faster processing and fewer return transactions.
• Enables all electronic modes: NEFT, RTGS and IMPS require an IFSC for routing.
• Useful for recurring payments: Salary credits, vendor payments, and standing instructions.
• Helps customer support: Quicker resolution if you provide the exact IFSC and branch code.

Contact

Branch Phone: 9297954528

Branch Address: Reotith, GOPALGANJ, 841409

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is PUNB0MBGB06 valid for NEFT, RTGS and IMPS?
A: Yes. PUNB0MBGB06 is the active IFSC for the Reotith branch and is valid for NEFT, RTGS and IMPS transfers.

Q: My account used to show an UBGB IFSC. Can I still use that?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06. Using old codes will result in failed or returned transfers.

Q: How can I find IFSC on a cheque or passbook?
A: The IFSC is usually printed on the cheque leaf (top-right or near MICR line) and on the bank passbook cover or first page. For Reotith, confirm the IFSC as PUNB0MBGB06 before transacting.

Q: What happens if I enter a wrong IFSC but correct account number?
A: If the wrong IFSC points to a different branch, the transfer may go to a different beneficiary or fail. If the IFSC and account number do not match, banks typically return the funds after validation. This can cause delays.

Q: How long do transfers to this branch take?
A: IMPS is instant. NEFT times depend on bank batch cycles (many banks and RBI now offer near-real-time NEFT). RTGS settles immediately for large-value transfers. Actual timing also depends on the sending bank’s cutoffs and operational hours.