Bihar Gramin Bank AMAWAN IFSC Code

The town of AMAWAN is located in the Nawada district of Bihar. When you need to send or receive money electronically to or from the Bihar Gramin Bank branch in AMAWAN, you’ll need the Indian Financial System Code, or IFSC code. This unique code is essential for all online fund transfers, including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). It ensures your money goes to the correct bank and branch.

Branch Details

Here are the key details for the Bihar Gramin Bank branch located in AMAWAN, Nawada:

Bank Name	Bihar Gramin Bank
Branch Name	AMAWAN
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7268
Branch Address	AMAWAN, Nawada, 805125, 9771464268
Contact Number	9771464268
City	Nawada
District	Nawada
Reason	NAWADA
Pincode	805125
State	Bihar

Merger Update for Bihar Gramin Bank

Bihar Gramin Bank was formed by the merger of two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both banks now operate under the unified structure of Bihar Gramin Bank, sponsored by Punjab National Bank.

As a result of this merger, all branches, including the AMAWAN branch, use a single, standardized IFSC code: PUNB0MBGB06. It is important to note that any old IFSC codes previously associated with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank branches are no longer valid for transactions. For any fund transfers, you must use the new, unified IFSC code PUNB0MBGB06 to ensure your payment is processed correctly.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. It uniquely identifies every bank branch in India participating in online fund transfers.

The structure of the IFSC code is straightforward:

• The first four characters represent the bank’s name. For example, “PUNB” stands for Punjab National Bank, which is the sponsoring bank for Bihar Gramin Bank.
• The fifth character is always zero (0). This character is reserved for future use. It also helps distinguish the bank code from the branch code.
• The last six characters identify the specific branch. In the case of AMAWAN branch, these six characters are “MBGB06”.

This unique combination ensures that when you initiate a transfer, your funds are directed to the precise bank and branch you intend.

How to Use the IFSC Code

Using the IFSC code for online fund transfers is a standard process. Here’s how it generally works for NEFT, RTGS, and IMPS transactions:

1. Log in to your banking portal or mobile app: Access your net banking account or mobile banking application.
2. Navigate to Fund Transfer: Look for options like “Fund Transfer,” “NEFT,” “RTGS,” or “IMPS.”
3. Add Beneficiary: If you’re sending money to a new recipient, you’ll need to add them as a beneficiary first. This typically involves providing their name, account number, account type (savings or current), and the bank’s IFSC code.
4. Enter IFSC Code: Input the beneficiary’s bank’s IFSC code, which is PUNB0MBGB06 for the Bihar Gramin Bank AMAWAN branch. The system often auto-fills the bank and branch name once the IFSC is entered.
5. Enter Amount and Purpose: Specify the amount you wish to transfer and a brief description for the transaction (e.g., “Family support,” “Rent payment”).
6. Review and Confirm: Double-check all the details, especially the account number and IFSC code, to avoid errors. Confirm the transaction using your password, PIN, or OTP (One-Time Password).

The transaction will then be processed. For NEFT and IMPS, funds are usually credited quickly. RTGS is for larger amounts and processes in real-time.

Benefits of Knowing Your IFSC Code

Knowing and using the correct IFSC code offers several important benefits for secure and efficient banking:

• Accurate Fund Transfers: It guarantees that your money reaches the correct bank and branch, preventing misdirection of funds.
• Faster Processing: Correct IFSC codes enable quicker processing of NEFT, RTGS, and IMPS transactions.
• Essential for Online Banking: It is a mandatory requirement for all electronic fund transfers within India.
• Reduces Errors: By uniquely identifying branches, it significantly reduces the chances of human error during manual entry of bank details.
• Nationwide Connectivity: Facilitates seamless money movement across different banks and branches throughout India.

Contact Information

For specific inquiries related to the Bihar Gramin Bank AMAWAN branch, you can use the following contact details:

• Branch Phone Number: 9771464268
• Branch Address: AMAWAN, Nawada, 805125, Bihar

For general inquiries or to reach the head office of Bihar Gramin Bank:

• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

FAQs

Here are some frequently asked questions about the Bihar Gramin Bank AMAWAN IFSC code and related banking services:

Q1: What is the full IFSC code for Bihar Gramin Bank AMAWAN branch?

A1: The full IFSC code for the Bihar Gramin Bank AMAWAN branch is PUNB0MBGB06.

Q2: Is the old IFSC code for Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank still valid for this branch?

A2: No, after the merger, all old IFSC codes for Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) are no longer valid. You must use the new, unified IFSC code PUNB0MBGB06 for all transactions with Bihar Gramin Bank branches.

Q3: Can I use this IFSC code for both NEFT and RTGS transactions?

A3: Yes, the IFSC code PUNB0MBGB06 is valid and required for all types of electronic fund transfers, including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

Q4: What should I do if my bank asks for the MICR code for Bihar Gramin Bank AMAWAN?

A4: The MICR (Magnetic Ink Character Recognition) code for the Bihar Gramin Bank AMAWAN branch is 800811002. This code is often found on cheque leaves and is primarily used for processing cheques.

Q5: How can I confirm the IFSC code if I am unsure?

A5: You can always confirm the IFSC code by checking your passbook or cheque book. Alternatively, you can visit the official website of Bihar Gramin Bank or Punjab National Bank (the sponsoring bank) or contact the branch directly using the provided contact number.