Bihar Gramin Bank KANSUA IFSC Code

The Bihar Gramin Bank KANSUA branch is located in KANSUA village, Jehanabad district, Bihar, PIN 804425. This branch serves local residents and businesses for deposits, withdrawals and fund transfers. For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC directs the payment to the right bank and branch in the clearing system. A wrong or missing IFSC can delay transfers or return funds.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	KANSUA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7560
Branch Address	KANSUA, Jehanabad, 804425, 7541807560
Contact Number	7541807560
City	Jehanabad
District	Jehanabad
Region	Patna
Pincode	804425
State	Bihar

Merger Update

Important: The IFSC PUNB0MBGB06 is now the single valid code used under Punjab National Bank for branches that previously belonged to Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both UBGB and DBGB have been merged into the Punjab National Bank structure for electronic clearing. Old UBGB/DBGB IFSC codes have been revoked. For NEFT, RTGS and IMPS transfers use only the new IFSC PUNB0MBGB06; transactions with deprecated IFSCs will fail or be returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11‑character alphanumeric code used to identify bank branches in electronic payments.

• First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
• 5th character: Always 0 (reserved for future use).
• Last 6 characters: Branch identifier (example: MBGB06 identifies this specific branch under the bank code).

How to Use IFSC Code for NEFT, RTGS, IMPS

• Open your bank’s netbanking or mobile banking app. Choose “Add Beneficiary” or “New Payee.”
• Enter the beneficiary name exactly as on the account.
• Enter the beneficiary account number. Re-check digits; one wrong digit can send money to the wrong account.
• Enter the IFSC: PUNB0MBGB06. Confirm that characters are correct (PUNB, zero, MBGB06).
• Select the transfer mode:
  • IMPS: immediate, available 24×7 for retail transactions (small to medium amounts).
  • NEFT: bank-to-bank transfers processed in batches. NEFT is available 24×7 in half-hourly settlements.
  • RTGS: for higher value transfers, now available 24×7 with real-time settlement.
• Enter the transfer amount and any remarks. Verify all details on the confirmation screen.
• Authenticate the transaction using OTP, UPI PIN, or netbanking password as required by your bank.
• Save or note the transaction reference number for tracking.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without delay.
• Prevents failed or returned transfers caused by incorrect routing.
• Needed to add beneficiaries in online banking and mobile apps.
• Speeds up reconciliation for businesses and accountants.
• Required for electronic mandates, vendor payments and salary credits.

Contact

Branch phone no: 7541807560

Branch Address: KANSUA, Jehanabad, 804425

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use a different IFSC to send money to this branch?
  A: No. Use only the IFSC PUNB0MBGB06 for fund transfers to the KANSUA branch. Old UBGB/DBGB codes are revoked and will not route the payment.
• Q: Is IFSC the same as MICR?
  A: No. IFSC routes electronic transfers. MICR (Magnetic Ink Character Recognition) is used mainly for cheque clearing. MICR for this branch is 800811002.
• Q: What if I enter a wrong IFSC but correct account number?
  A: If the entered IFSC points to a different branch but the account number exists there, the amount may credit that account. If the IFSC and account don’t match, the transfer usually fails and is returned. Always verify both before sending.
• Q: What are cut‑off times for NEFT, RTGS and IMPS?
  A: IMPS is real‑time and available 24×7. NEFT and RTGS operate 24×7 under current RBI rules—NEFT in half‑hour batches and RTGS in continuous settlement. Some banks may enforce internal cut‑offs for outward processing; check with your bank for exact timing.
• Q: How can I verify the IFSC before sending money?
  A: Verify the IFSC from the beneficiary’s bank passbook, cheque leaf, or official bank communication. Cross‑check the last six characters (branch code) and the bank code (first four). When in doubt, call the branch at 7541807560 or the head office toll free number 18001807777.