Bihar Gramin Bank RO PATNA IFSC Code

When you need to send or receive money in Patna, Bihar, especially for digital transactions, understanding the Indian Financial System Code (IFSC) is very important. For the Bihar Gramin Bank RO PATNA branch, this code acts as a unique identifier. It makes sure your money goes to the correct bank and specific branch during online fund transfers like NEFT, RTGS, or IMPS. Without the right IFSC, your transaction simply won’t go through.

Branch Details

Here are the key details for the Bihar Gramin Bank, RO PATNA branch:

Bank Name	Bihar Gramin Bank
Branch Name	RO PATNA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7407
Branch Address	RO PATNA, Patna, 800020
Contact Number	9771446121
City	Patna
District	Patna
Pincode	800020
State	Bihar

Merger Update for Bihar Gramin Bank

Bihar Gramin Bank operates as a Regional Rural Bank (RRB) sponsored by Punjab National Bank (PNB). This means that while it maintains its identity, its financial operations and IFSC codes are aligned under PNB’s framework. If this branch was previously associated with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), it’s crucial to know that these banks have merged and consolidated their operations.

As a result of these structural changes, all branches, including RO PATNA, now use the unified IFSC code system under Punjab National Bank. The designated IFSC for this branch is PUNB0MBGB06. It is vital to understand that any old IFSC codes previously used by UBGB or DBGB branches are no longer valid for transactions. Always use the current code, PUNB0MBGB06, to ensure your fund transfers are processed correctly and without delay.

What is an IFSC Code?

An IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify all bank branches participating in online money transfers within India. This code is essential for electronic funds movement, ensuring that your money reaches the exact bank branch you intend.

The IFSC code has a specific structure:

• The first four characters represent the bank name. For example, in PUNB0MBGB06, “PUNB” stands for Punjab National Bank, the sponsoring bank.
• The fifth character is always ‘0’ (zero). This is kept as a control character for future use.
• The last six characters identify the specific bank branch. In our example, “MBGB06” uniquely identifies the Bihar Gramin Bank RO PATNA branch.

This unique combination ensures that every online transaction is directed to the correct recipient branch, preventing errors and speeding up the process.

How to Use the IFSC Code

You will need the IFSC code whenever you initiate an online fund transfer using services like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), or IMPS (Immediate Payment Service). Here’s a general step-by-step guide:

1. Log in to your Net Banking or Mobile Banking app: Access your bank account online.
2. Select the type of transfer: Choose between NEFT, RTGS, or IMPS, depending on the amount and urgency of your transfer.
3. Add a new beneficiary: If you’re sending money to someone for the first time, you’ll need to add them as a beneficiary.
4. Enter beneficiary details: You will need the beneficiary’s name, their account number, the bank name (Bihar Gramin Bank), and the IFSC code for their branch (PUNB0MBGB06 for RO PATNA).
5. Confirm and transfer: Double-check all details, enter the amount you wish to send, and confirm the transaction.

Always verify the IFSC code with the recipient or through official bank channels to avoid any transfer issues.

Benefits of Knowing the IFSC Code

Having the correct IFSC code provides several important benefits for financial transactions:

• Accurate Fund Transfers: Ensures your money is sent to the precise bank and branch, preventing misdirection of funds.
• Faster Processing: Correct IFSC codes help digital payment systems process transactions quickly and efficiently.
• Prevents Errors: Reduces the chance of transaction failures or delays due to incorrect bank or branch identification.
• Essential for Online Banking: It’s a mandatory piece of information for all NEFT, RTGS, and IMPS transactions.
• Security: Adds an extra layer of verification, confirming the destination of your funds.

Contact Information

For any queries related to the Bihar Gramin Bank RO PATNA branch, you can use the following details:

• Branch Phone Number: 9771446121
• Branch Address: RO PATNA, Patna, 800020, Bihar
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: What is the correct IFSC code for Bihar Gramin Bank RO PATNA branch?
A1: The correct and currently valid IFSC code for Bihar Gramin Bank RO PATNA branch is PUNB0MBGB06.

Q2: Why does the IFSC code for Bihar Gramin Bank start with “PUNB0”?
A2: Bihar Gramin Bank is sponsored by Punjab National Bank (PNB). All its IFSC codes begin with “PUNB0” to indicate this sponsorship and its integration into PNB’s system for electronic fund transfers.

Q3: Can I still use an old IFSC code if this branch was previously part of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB)?
A3: No, old IFSC codes from Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) are no longer valid. Due to mergers and consolidation under Punjab National Bank’s sponsorship, you must use the new and unified IFSC code, PUNB0MBGB06, for all transactions.

Q4: What types of transactions require an IFSC code?
A4: An IFSC code is mandatory for all electronic fund transfers within India, including NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service).

Q5: How can I verify the correct IFSC code before making a transfer?
A5: You can verify the IFSC code through several reliable sources: check your bank’s official website, the bank passbook or cheque book, or contact the Bihar Gramin Bank branch directly using their provided contact number (9771446121).