Nawabganj is a town in Jehanabad district, Bihar. This branch handles local retail and small-business banking for the area. For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC identifies the bank and branch. Using the wrong code can delay or misroute your payment.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | NAWABGANJ |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7206 |
| Branch Address | NAWABGANJ, Jehanabad, 804422, 9771464206 |
| Contact Number | 9771464206 |
| City | Jehanabad |
| District | Jehanabad |
| Reason | Patna |
| Pincode | 804422 |
| State | Bihar |
Merger Update
The regional rural banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under a single entity and brought under Punjab National Bank’s sponsor arrangement. As part of that consolidation the unified IFSC code in use is PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB have been revoked. For all NEFT, RTGS and IMPS transactions use only the new IFSC PUNB0MBGB06.
What is an IFSC Code?
The IFSC (Indian Financial System Code) is a 11-character alphanumeric code used to identify bank branches in electronic fund transfers.
- First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character — reserved and always 0 (zero).
- Last 6 characters — branch code (alphanumeric). Example: MBGB06 for this branch, making the full code PUNB0MBGB06.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s net banking or mobile app and go to the fund transfer or beneficiary section.
- Choose the transfer type: NEFT, RTGS or IMPS. IMPS is usually instant and available 24×7. NEFT and RTGS timing depends on your bank.
- Add a new beneficiary. Enter the beneficiary name, account number and IFSC code PUNB0MBGB06.
- Verify the beneficiary details. Many systems show the branch name after you enter the IFSC; confirm it reads NAWABGANJ, Jehanabad.
- Enter the amount and any narration. Authenticate the transfer as required (OTP, token, PIN).
- Keep the transfer reference or UTR number until the beneficiary confirms receipt.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch quickly via NEFT, RTGS or IMPS.
- Reduces failed or returned transactions caused by incorrect branch identification.
- Required to add beneficiaries for online transfers.
- Useful for direct credit of salaries, government receipts, subsidies and vendor payments.
- Helps validate branch details when reconciling bank statements or payment records.
Contact
Branch Phone: 9771464206
Branch Address: NAWABGANJ, Jehanabad, 804422
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free Number: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. The current and valid IFSC for Bihar Gramin Bank, Nawabganj is PUNB0MBGB06. Old IFSCs from prior regional banks have been revoked.
Q: What if I enter a wrong IFSC when making a transfer?
A: If the IFSC points to a different branch, the funds will attempt to go to that branch and may be credited to the wrong account. If the IFSC does not exist or is invalid, the transfer will typically be rejected and returned to your account. Contact your bank immediately if you suspect an error.
Q: How do I confirm that PUNB0MBGB06 maps to NAWABGANJ branch?
A: After entering the IFSC in your bank’s beneficiary form, the platform normally displays the branch name and city. Confirm it shows NAWABGANJ, Jehanabad before completing the beneficiary addition.
Q: Can I receive IMPS/NEFT/RTGS at this branch 24×7?
A: IMPS is generally available 24×7. NEFT is usually available in scheduled batches (banks may offer near real-time NEFT now). RTGS availability depends on the bank and may be restricted to working hours. Check with your bank or use the app’s options which show available services.
Q: Where do I report problems with a transfer to this branch?
A: First contact the branch at 9771464206. If the issue is not resolved, call the toll-free number 18001807777 or approach the head office at SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR. Keep UTR or transaction reference handy.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.