Bihar Gramin Bank MANDI BIGHA IFSC Code

The Bihar Gramin Bank branch at MANDI BIGHA is located in Jehanabad district, Bihar (PIN 804454). For anyone sending or receiving money to this branch, the correct IFSC code ensures funds move quickly and to the right account. Banks use IFSC for electronic transfers over NEFT, RTGS and IMPS; providing the right code prevents delays, failed transactions or routing to the wrong branch.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	MANDI BIGHA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6881
Branch Address	MANDI BIGHA, Jehanabad, 804454, 9523596881
Contact Number	9523596881
City	Jehanabad
District	Jehanabad
Reason	Patna
Pincode	804454
State	Bihar

Merger Update

The IFSC PUNB0MBGB06 is issued under Punjab National Bank (PNB). Note: the regional Gramin banks in Bihar — Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — have been merged into a single structure and now operate under Punjab National Bank IFSC series. Old UBGB/DBGB IFSC codes have been revoked. For all electronic transfers to branches affected by that merger, use only the new IFSC PUNB0MBGB06 (or the specific PNB IFSC provided by your branch). If you have beneficiaries saved with the old UBGB/DBGB IFSC, update their details before initiating transfers.

What is IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character code used to route electronic payments to the correct bank and branch in India. The structure is fixed:

• First 4 characters: bank identifier (for example, PUNB = Punjab National Bank).
• Fifth character: always the numeral 0 (reserved for future use).
• Last 6 characters: the branch identifier (alphanumeric). In this example, MBGB06 is the branch part of PUNB0MBGB06.

How to Use IFSC Code

Follow these clear steps when transferring funds via NEFT, RTGS or IMPS:

• 1. Choose transfer channel: In your bank app or netbanking pick NEFT, RTGS or IMPS. IMPS is instant and available 24×7; NEFT and RTGS may follow bank settlement rules—check your bank for cutoffs.
• 2. Add beneficiary: Enter beneficiary name exactly as on their account, the accurate account number, and the IFSC PUNB0MBGB06. You can add a nickname for your records.
• 3. Verify bank and branch: Confirm that the bank name (Punjab National Bank / Bihar Gramin) and branch (MANDI BIGHA, Jehanabad) match after you enter the IFSC.
• 4. Enter amount and purpose: Provide the transfer amount and purpose if required by your bank.
• 5. Authenticate transfer: Confirm with OTP/transaction PIN as required. Save or note the transaction reference for tracking.
• 6. Check status: Use the reference number to check credit or to raise a query if the beneficiary does not receive funds within the expected time.

Practical tip: if you’re unsure about the IFSC, verify it from a cheque leaf, account statement, or by calling the branch at 9523596881 before transferring.

Benefits of Knowing the IFSC

• Ensures funds are routed to the exact branch and account.
• Prevents delays and failed transactions due to wrong branch routing.
• Required for all electronic transfers (NEFT, RTGS, IMPS).
• Makes beneficiary setup faster and more reliable in apps and netbanking.
• Helps reconcile cheque clearing using the MICR code (800811002).

Contact

Branch phone no: 9523596881

Branch Address: MANDI BIGHA, Jehanabad, 804454

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: How do I confirm this IFSC is correct for MANDI BIGHA branch?

  A: Confirm by calling the branch at 9523596881 or by checking a bank-issued cheque leaf or passbook that lists IFSC PUNB0MBGB06. Cross-check the bank name and branch (Punjab National Bank / Bihar Gramin Bank — MANDI BIGHA).

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC points to a different branch, the funds may be routed incorrectly or returned. If the account number and IFSC combination do not match any account, the transaction may fail and the money will be reversed. Contact your bank immediately with the transaction reference to trace and recover funds.

• Q: Is IFSC case-sensitive?

  A: No. IFSC is not case-sensitive, but it must be entered correctly (same letters/numbers). Enter PUNB0MBGB06 exactly; lowercase or uppercase letters are treated the same.

• Q: What is the difference between IFSC and MICR?

  A: IFSC routes electronic payments to a bank branch. MICR (Magnetic Ink Character Recognition) code, here 800811002, is used mainly for cheque clearing through the cheque processing system. Both identify branches, but they serve different clearing systems.

• Q: Can the IFSC or branch code change?

  A: Yes — IFSC can change after mergers, reorganization, or if the bank shifts operations. That is why UBGB/DBGB old IFSC codes were revoked after merger and the new PUNB0MBGB06 should be used. Always verify IFSC before a transaction.