The Bihar Gramin Bank branch at RUDARWAR KALAN is located in Kaimur (Bhabua), Bihar — PIN 821101. This branch serves local retail and agricultural customers for deposits, withdrawals and electronic payments. For electronic fund transfers (NEFT, RTGS, IMPS), the IFSC code is the key identifier your bank needs to route funds to this exact branch. Using the correct IFSC avoids failed or delayed transfers and ensures funds reach the intended account securely.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | RUDARWAR KALAN |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6957 |
| Branch Address | RUDARWAR KALAN, Kaimur (Bhabua), 821101, 7091596957 |
| Contact Number | 7091596957 |
| City | Kaimur (Bhabua) |
| District | Kaimur (Bhabua) |
| Reason | BHABHUA |
| Pincode | 821101 |
| State | Bihar |
Merger Update
The Bihar Gramin Bank branches were formed after the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both UBGB and DBGB have been consolidated under Punjab National Bank (PNB) for electronic clearing. All old UBGB IFSC codes and DBGB IFSC codes have been revoked. The single valid IFSC for this merged set of branches is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS transfers to avoid rejections.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that uniquely identifies a bank branch in electronic payment systems. The structure is fixed:
- First 4 characters — bank identifier (example: PUNB for Punjab National Bank).
- 5th character — always the digit 0 (reserved for future use).
- Last 6 characters — branch identifier (example: MBGB06 in PUNB0MBGB06).
So for this branch: PUNB | 0 | MBGB06 = PUNB0MBGB06.
How to Use IFSC Code
Use the IFSC in any bank’s internet banking, mobile app or branch form when you set up a transfer or add a beneficiary. Steps:
- Choose transfer type: NEFT, RTGS or IMPS.
- Enter beneficiary name and bank account number exactly as provided by the recipient.
- Enter the IFSC: PUNB0MBGB06. Double-check characters (letters vs numbers).
- Enter amount and purpose/remarks.
- Verify details on screen and confirm. The bank will prompt for OTP or transaction PIN.
- Submit and note the reference number. For NEFT/RTGS, check the status if settlement is delayed.
Note: NEFT typically has no minimum. RTGS is for higher-value transfers; confirm current minimum limits with your bank. IMPS is instant and available 24×7 but subject to bank-set limits per transaction.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct branch and account.
- Prevents failed or returned transactions due to incorrect bank routing.
- Required when adding beneficiaries for NEFT, RTGS and IMPS.
- Saves time: correct IFSC speeds up electronic settlement.
- Helps bankers match cheques (MICR) and electronic flows during reconciliation.
Contact
Branch phone no: 7091596957
Branch Address: RUDARWAR KALAN, Kaimur (Bhabua), 821101
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for this branch?
Yes. After the merger, the valid IFSC for these branches is PUNB0MBGB06. Old UBGB/DBGB codes are revoked. Using any old code can cause transaction failures.
Q: What is the difference between IFSC and MICR?
IFSC is used for electronic transfers (NEFT, RTGS, IMPS). MICR (800811002) is used mainly for cheque clearing through the cheque processing system. Both identify bank branches but for different clearing channels.
Q: What happens if I enter a wrong IFSC but correct account number?
If the IFSC points to a different bank/branch, the transfer may go to the wrong branch or be rejected. Many systems validate IFSC vs bank name before allowing a transaction. Always confirm both account number and IFSC with the beneficiary.
Q: Can multiple branches share one IFSC?
Typically one IFSC = one specific branch. However, in some reorganisations the centralised branch handling or sponsor bank mapping may result in a common IFSC for multiple migrated branches. For this group, the merged branches now use the single PUNB0MBGB06 under Punjab National Bank.
Q: How do I add this branch as a beneficiary in my bank app?
Select “Add Beneficiary”, choose transfer type (NEFT/RTGS/IMPS), enter beneficiary name, account number, and IFSC PUNB0MBGB06, then save. Your bank may require beneficiary verification or a cooling period before transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.