RUPPUR branch of Bihar Gramin Bank is located in Kaimur (Bhabua), Bihar (PIN 821109). This branch serves local residents and businesses for deposits, withdrawals, and fund transfers. For digital payments and interbank transfers (NEFT, RTGS, IMPS), the IFSC code is the key identifier. Using the correct IFSC ensures your instruction reaches the right bank and branch for prompt credit or debit.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | RUPPUR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7388 |
| Branch Address | RUPPUR, Kaimur (Bhabua), 821109, 9771464388 |
| Contact Number | 9771464388 |
| City | Kaimur (Bhabua) |
| District | Kaimur (Bhabua) |
| Reason | BHABHUA |
| Pincode | 821109 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank’s systems for retail electronic transfers. The combined network now uses the single IFSC code PUNB0MBGB06 for affected branches including RUPPUR. Old IFSC codes issued under UBGB and DBGB have been revoked for interbank electronic transfers. Always use the new IFSC PUNB0MBGB06 when sending NEFT, RTGS or IMPS to this branch.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to the correct bank branch. The structure is:
- First 4 characters — bank identifier (for example, PUNB = Punjab National Bank).
- 5th character — reserved and always 0.
- Last 6 characters — branch identifier (alphanumeric). For example in PUNB0MBGB06, MBGB06 identifies the specific branch within the bank’s network.
Note: The IFSC’s last six characters are not always the same as the branch code printed on bank forms. The branch code (here 7388) is a separate internal identifier.
How to Use IFSC Code
- Open your bank’s netbanking, mobile banking or visit the branch for an electronic transfer option (NEFT / RTGS / IMPS).
- Choose the transfer type (NEFT, RTGS or IMPS). IMPS is instant and available 24×7; NEFT and RTGS routing depend on bank and system availability.
- Enter beneficiary name, account number and IFSC. For RUPPUR branch use PUNB0MBGB06.
- Verify the beneficiary account number and IFSC carefully. A single wrong character can route the payment to a different branch or fail.
- Enter amount and any transaction remarks. Confirm and authenticate using OTP, secure PIN or token as required by your bank.
- Keep the transaction reference or UTR for future tracking. If funds don’t reflect, provide the UTR to the bank for investigation.
Benefits of Knowing the IFSC
- Accurate routing — ensures payments reach the exact branch and account.
- Faster reconciliation — banks use IFSC to route and reconcile funds quickly.
- Digital access — required for NEFT, RTGS and IMPS transfers from internet and mobile banking.
- Reduced errors — entering the correct IFSC lowers failed transactions and reversal delays.
- Verification — cross-checking IFSC with branch details helps detect fraud or incorrect payee details before sending money.
Contact
Branch Phone: 9771464388
Branch Address: RUPPUR, Kaimur (Bhabua), 821109
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for RUPPUR now?
A: Yes. Use PUNB0MBGB06 for any electronic transfer to the RUPPUR branch. Old UBGB/DBGB IFSCs have been revoked and are not valid for transfers.
Q: What happens if I enter a wrong IFSC but the account number is correct?
A: If the IFSC points to a different branch than the account number’s bank, the transaction may fail or be returned. In some cases the bank may detect mismatch and reverse the funds. Contact your bank with the transaction reference (UTR) for resolution.
Q: How can I verify this IFSC before sending money?
A: Verify by checking the beneficiary’s bank passbook or cheque leaf, calling the branch at 9771464388, or by asking your bank to confirm details using the beneficiary name, account number and IFSC. You can also call the toll-free number 18001807777 for head-office confirmation.
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers and is 11 characters long. MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques used for cheque clearing and cheque-processing speed. Both identify branches but serve different clearing channels.
Q: Can I use the same IFSC for NEFT, RTGS and IMPS?
A: Yes. The IFSC PUNB0MBGB06 is used across NEFT, RTGS and IMPS for routing payments to the RUPPUR branch.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.