Bihar Gramin Bank SHIVRAMPUR IFSC Code

Bihar Gramin Bank SHIVRAMPUR IFSC Code

This branch is located in Shivrampur village, Kaimur (Bhabua) district, Bihar, PIN 821106. The IFSC code is essential for electronic fund transfers — NEFT, RTGS, and IMPS. It identifies the bank and the specific branch so the payment system can route funds correctly. Using the correct IFSC reduces failed transfers and delays.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	SHIVRAMPUR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7553
Branch Address	SHIVRAMPUR, Kaimur (Bhabua), 821106, 7541807553
Contact Number	7541807553
City	Kaimur (Bhabua)
District	Kaimur (Bhabua)
Reason	BHABHUA
Pincode	821106
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were reorganised and their operations now use a single IFSC under Punjab National Bank. The consolidated IFSC for these merged regional rural banks is PUNB0MBGB06. If you previously used an old UBGB IFSC, that code has been revoked. Only the new IFSC PUNB0MBGB06 is valid for transactions. Always confirm the beneficiary IFSC before sending funds.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used by the RBI payment system to route electronic transfers to a specific bank branch.

• First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
• 5th character: Reserved and always zero (0).
• Last 6 characters: Branch identifier. Example: MBGB06 identifies the specific branch.

How to Use IFSC Code (NEFT, RTGS, IMPS)

Follow these steps when you make an electronic transfer from netbanking, UPI-enabled app, or bank branch:

1. Select transfer type: NEFT, RTGS, or IMPS. (IMPS is instant and available 24×7; NEFT is generally available online; RTGS is for large-value transfers.)
2. Add a beneficiary. Enter beneficiary name and account number exactly as given by the recipient.
3. Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, SHIVRAMPUR branch.
4. Save or validate beneficiary. The system will usually verify bank and branch details using the IFSC.
5. Enter amount and confirm. Check transfer limits and cut-off times with your bank if unsure.
6. Authenticate the transaction with OTP, token, or netbanking credentials.

Note: If the IFSC is incorrect, the transfer may fail or be delayed. In most cases, refunds return to the sender’s account automatically, but follow up with your bank if there is any delay.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account.
• Reduces transfer failures and reconciliation work.
• Required to add beneficiaries in netbanking and mobile apps.
• Needed for government and salary credits that require branch-level routing.
• Helps customer service verify branch details quickly.

Contact

Branch phone no: 7541807553

Branch Address: SHIVRAMPUR, Kaimur (Bhabua), 821106

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only IFSC I should use for SHIVRAMPUR branch?
A: Yes. PUNB0MBGB06 is the valid IFSC for the SHIVRAMPUR branch. If this branch previously used a different code under UBGB or DBGB, that old code is no longer valid.

Q: What happens if I enter a wrong IFSC while sending money?
A: If the IFSC does not match the account details, the transfer will usually fail or be returned. If it routes to a different branch with a matching account number, funds may be credited incorrectly — in that rare case, contact your bank immediately to trace and recover funds.

Q: How can I verify the IFSC before making a transfer?
A: Ask the beneficiary for their account details and IFSC. You can also confirm by contacting the branch phone number (7541807553) or by checking official bank documents such as cheque leaves, passbooks, or bank-provided correspondence.

Q: Can I use this IFSC for cash deposits or only for electronic transfers?
A: IFSC is required for electronic transfers (NEFT, RTGS, IMPS). For cash deposits at the branch counter, you generally need the account number and account holder name. Still, giving the branch IFSC helps staff allocate the deposit correctly.

Q: Are NEFT, RTGS and IMPS all available for this branch?
A: The services depend on the bank’s network. Bihar Gramin Bank uses the national payment systems via its sponsor bank (Punjab National Bank). Typically NEFT, RTGS and IMPS are available. Confirm any service-specific limits or timings with the branch or the toll-free number 18001807777.