Bihar Gramin Bank SIRHIRA CHAND IFSC Code

Bihar Gramin Bank SIRHIRA CHAND IFSC Code
This branch is located at Sirhira Chand in Kaimur (Bhabua) district, Bihar — PIN 821106. The IFSC code is essential when you send or receive funds electronically in India. Banks use IFSC for routing NEFT, RTGS and IMPS transfers. Entering the correct IFSC avoids failed transfers, delays and returns.

Branch Details

Merger Update

If you banked with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that those entities now operate under a single IFSC: PUNB0MBGB06, issued under Punjab National Bank (PUNB). Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer to this region, use only the new IFSC code PUNB0MBGB06. Transactions attempted with revoked old IFSCs will fail or be returned.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payment systems.

• First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
• 5th character — reserved, always the digit 0.
• Last 6 characters — branch identifier (example: MBGB06 identifies the specific branch).

How to Use the IFSC Code (NEFT / RTGS / IMPS)

1. Open your bank’s internet banking, mobile app, or go to the branch counter.
2. Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant; NEFT processes in batches; RTGS is for high-value clearing.)
3. Enter beneficiary name, account number and the IFSC: PUNB0MBGB06 for SIRHIRA CHAND branch.
4. Verify the beneficiary details on screen before confirming. Check for typos—especially the fifth character which is zero (0), not the letter O.
5. Confirm and authorize the transfer (OTP, password or token as required by your bank).
6. Save or note the transaction reference for tracking and reconciliation.

Benefits of Knowing the IFSC

• Ensures accurate routing of NEFT/RTGS/IMPS payments to the correct branch.
• Prevents failed transfers and reduces return delays.
• Required for setting up beneficiaries, salary credits and automatic payments.
• Helps verify branch identity when reconciling bank statements or cheques (paired with MICR and branch code).
• Useful when filling forms that require precise bank-branch identification (tax filings, subsidies, vendor payments).

Contact

• Branch phone no: 9771464394
• Branch Address: SIRHIRA CHAND, Kaimur (Bhabua), 821106
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll free no: 18001807777

Frequently Asked Questions

• Q: Can I use the old UBGB or DBGB IFSC for transfers?
  A: No. Old UBGB/DBGB IFSCs have been revoked. Use the single valid IFSC PUNB0MBGB06 for this region. Transfers to revoked IFSCs will fail.
• Q: What does the MICR code 800811002 mean?
  A: MICR (Magnetic Ink Character Recognition) code is a 9-digit number used for cheque clearing. Here, 800811002 identifies the bank and branch for physical cheque processing.
• Q: What is the branch code 7394 used for?
  A: Branch code 7394 is the internal identifier for this branch. It appears in some bank records and forms but the IFSC is required for electronic transfers.
• Q: Which transfer method should I use — NEFT, RTGS or IMPS?
  A: Use IMPS for immediate small-value transfers available 24×7. NEFT is suitable for general transfers and processes in settlements. RTGS is intended for large-value transfers — historically for amounts ₹2,00,000 and above — but check your bank’s current limits; some banks now allow RTGS without a minimum amount.
• Q: How do I verify the IFSC before sending money?
  A: Verify IFSC on the bank passbook, cheque leaf, branch letterhead or by calling the branch phone (9771464394). Confirm with the bank if you have any doubt before transferring funds.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.