Bihar Gramin Bank Dandkhora IFSC Code

Dandkhora is a branch location in Katihar district, Bihar (PIN 855114). For electronic fund transfers by NEFT, RTGS or IMPS you must supply a correct IFSC code. The IFSC uniquely identifies the bank and branch for routing the payment. Using the right code avoids delays, failed transfers, or funds being sent to the wrong branch.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Dandkhora
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100743
Branch Address	Dandkhora, KATIHAR, 855114, 9297955812
Contact Number	9297955812
City	KATIHAR
District	KATIHAR
Reason	PURNEA
Pincode	855114
State	Bihar

Merger Update

The Dandkhora branch now uses the IFSC code PUNB0MBGB06 under Punjab National Bank. This reflects the merger where Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were combined and their operations consolidated. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for electronic transactions. Do not use legacy UBGB/DBGB IFSC codes for NEFT/RTGS/IMPS.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments. The structure is fixed:

• First 4 characters — Bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character — Always 0 (reserved for future use).
• Last 6 characters — Branch identifier. This can be letters, numbers, or both. For this branch the last 6 characters are MBGB06.

Note: The numeric Branch Code (here 100743) is an internal code and may not match the last 6 characters in the IFSC. Both are useful but serve different purposes.

How to Use IFSC Code

Follow these steps when sending money by NEFT, RTGS or IMPS:

• Open your bank’s netbanking or mobile app (or visit a branch if doing it in person).
• Select the transfer type: NEFT, RTGS or IMPS. (RTGS is typically used for high-value transfers; NEFT and IMPS for other amounts.)
• Add a beneficiary. Enter the beneficiary’s name, bank account number and the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Dandkhora.
• Verify the beneficiary details shown by your bank. Confirm the account number and IFSC carefully.
• Enter the amount and any remarks. For RTGS check the minimum limit (commonly ₹2,00,000). IMPS is instant and available 24×7; NEFT and RTGS are also available round-the-clock.
• Authorize the transaction using OTP, token or netbanking credentials as required.
• Keep the transaction reference for tracking. Check beneficiary account after the expected processing time to confirm receipt.

Benefits of Knowing the IFSC

• Ensures accurate routing of funds to the correct bank branch.
• Speeds up transaction processing and reduces failed transfers.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Makes it simple to add beneficiaries in netbanking and mobile apps.
• Helps customer service trace and resolve payment issues using the reference and branch details.

Contact

Branch phone no: 9297955812

Branch Address: Dandkhora, KATIHAR, 855114

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for this branch?

  A: Yes. Following the merger, PUNB0MBGB06 (Punjab National Bank) is the valid IFSC. Old UBGB/DBGB IFSCs have been revoked and should not be used.

• Q: What if I enter the wrong IFSC?

  A: If the wrong IFSC points to a non-existent branch, the bank will usually reject the transaction. If it points to an existing branch and the account number is wrong, funds may go to a wrong account. Contact your bank immediately with the transaction reference to begin recovery.

• Q: Is IFSC case-sensitive?

  A: No. IFSC is not case-sensitive, but it should be entered exactly (letters and numbers in correct order). Most banking apps auto-format it.

• Q: Which method should I use — NEFT, RTGS or IMPS?

  A: Use RTGS for high-value transfers (commonly ₹2,00,000 and above). NEFT is suitable for most non-urgent transfers. IMPS is best for instant, immediate transfers (available 24×7). Check your bank limits and charges before selecting.

• Q: How can I verify the IFSC before initiating a transfer?

  A: Verify the IFSC from the beneficiary’s bank document, a cheque leaf, or by calling the branch at 9297955812. Also confirm account number and beneficiary name to avoid mistakes.