Bihar Gramin Bank Sudhani IFSC Code

Sudhani is a village in Katihar district, Bihar (PIN 854277). The Bihar Gramin Bank branch at Sudhani serves local residents and businesses for deposits, withdrawals and remittances. For electronic fund transfers—NEFT, RTGS and IMPS—the branch IFSC is essential. The IFSC uniquely identifies the bank and branch so transfers route correctly and reach the intended account.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Sudhani
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100756
Branch Address	Sudhani, KATIHAR, 854277, 9297954198
Contact Number	9297954198
City	KATIHAR
District	KATIHAR
Reason	PURNEA
Pincode	854277
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity operating under Bihar Gramin Bank with sponsorship by Punjab National Bank. All former UBGB and DBGB IFSC codes have been revoked. The only valid IFSC for this Sudhani branch for electronic transfers is PUNB0MBGB06. Use this code for NEFT, RTGS and IMPS; any old UBGB/DBGB IFSC will fail.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. Its parts are:

• First 4 characters: Bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character: Always zero (reserved for future use).
• Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 identifies this branch under the sponsor bank.

So the code PUNB0MBGB06 breaks down as PUNB (PNB) + 0 + MBGB06 (Sudhani branch code).

How to Use IFSC Code

1. Collect beneficiary details: name, bank account number, bank name and IFSC (here: PUNB0MBGB06).
2. Log in to your bank’s netbanking or mobile app, or visit an ATM or branch for offline transfer.
3. Choose the transfer type:
   • IMPS — instant, 24×7, usually for small amounts.
   • NEFT — available in hourly batches (now largely near real-time), for normal transfers.
   • RTGS — for high-value real-time gross settlement (typically for amounts above the RTGS threshold; check your bank for the current minimum).
4. Enter beneficiary name, account number and IFSC exactly as provided. A single wrong character can route or block the payment.
5. Enter amount and purpose. Verify details on screen before confirming.
6. Authenticate the payment using OTP or transaction password as required by your bank.
7. Save the transaction reference or confirmation. If transfer fails, contact the sending bank with the reference number.

Benefits of Knowing the IFSC

• Ensures funds reach the exact branch and account during NEFT/RTGS/IMPS transfers.
• Reduces failed or returned transactions caused by incorrect routing.
• Required for adding beneficiaries in netbanking and mobile apps.
• Helps customer support trace and resolve transfer issues quickly using the IFSC and branch code.
• Important after bank mergers or reorganization to confirm the active/valid code.

Contact

Branch Phone: 9297954198

Branch Address: Sudhani, KATIHAR, 854277

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: How can I verify this IFSC before initiating a transfer?

  A: Confirm the IFSC from the recipient’s cheque leaf, passbook, or by asking the branch directly at 9297954198. After the UBGB/DBGB merger, ensure you use PUNB0MBGB06 and not any older UBGB code.

• Q: What happens if I enter a wrong IFSC?

  A: If the IFSC does not match any valid branch code, the sending bank will usually reject the transaction. If it matches a different branch, funds may go to the wrong branch and recovery will require coordination between banks. Always double-check the IFSC and account number.

• Q: Can I use IMPS, NEFT or RTGS at any time for this branch?

  A: IMPS is available 24×7 for eligible amounts. NEFT is available most hours and banks process requests in batches or near real-time depending on policies. RTGS is for higher-value transfers and availability depends on the sending bank’s RTGS service; confirm cutoffs with your bank.

• Q: After the merger, will the branch’s account numbers change?

  A: Usually account numbers remain the same after RRB mergers, but the routing (IFSC) changes to the new sponsor-bank pattern. Confirm with the branch if you are unsure. For Sudhani use IFSC PUNB0MBGB06.

• Q: Where can I get help if a transfer to this IFSC fails?

  A: First contact your bank’s customer care with the transaction reference. Also call the Sudhani branch at 9297954198 or the head office/toll-free 18001807777 to report and trace the payment.