Abadpur branch of Bihar Gramin Bank is located in Katihar district of Bihar (PIN 855102). This branch serves retail and rural customers in and around Abadpur. For electronic fund transfers such as NEFT, RTGS and IMPS, the branch IFSC is essential. The IFSC ensures that payments are routed to the correct bank and branch. Without the correct IFSC, transfers can be delayed, rejected, or sent to the wrong branch.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Abadpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100757 |
| Branch Address | Abadpur, KATIHAR, 855102, 9297954176 |
| Contact Number | 9297954176 |
| City | KATIHAR |
| District | KATIHAR |
| Reason | PURNEA |
| Pincode | 855102 |
| State | Bihar |
Merger Update
Important: The regional rural banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were reorganized and their operations have been consolidated. As part of that consolidation, the branch now uses the single IFSC code PUNB0MBGB06. The first four characters PUNB indicate the sponsor bank (Punjab National Bank). Old UBGB and DBGB IFSC codes have been revoked and are no longer valid for NEFT/RTGS/IMPS. Use only the new IFSC PUNB0MBGB06 when adding beneficiaries or making transfers to Abadpur branch.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.
- Characters 1–4: Bank identifier. Example: PUNB = Punjab National Bank (sponsor bank).
- Character 5: Reserved and always 0 (zero).
- Characters 6–11: Branch identifier (last 6 characters). Example: in PUNB0MBGB06, MBGB06 identifies the specific branch code.
How to Use IFSC Code
- Open your bank’s netbanking app, mobile banking or payment app.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS and NEFT are available 24×7; RTGS is used for larger amounts—confirm with your bank for any limits.)
- Add a beneficiary. Enter beneficiary name, account number and the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Abadpur.
- Verify the beneficiary details. Check account number and IFSC carefully before saving.
- Initiate the transfer. Authenticate with OTP or transaction PIN as required by your bank.
- Note settlement characteristics: IMPS is instant, NEFT typically settles quickly (near real-time in modern systems), and RTGS is for high-value transfers—confirm cut-off and charges with your bank.
Benefits of Knowing the IFSC
- Ensures funds are routed to the exact branch. Reduces failed or misdirected transfers.
- Required to add beneficiaries for NEFT/RTGS/IMPS payments.
- Speeds up electronic transfers and reduces manual intervention.
- Helps customer service and reconciliation: providing IFSC + account number speeds problem resolution.
- Identifies the sponsor or parent bank from the code prefix (for example, PUNB = Punjab National Bank).
Contact
Branch Phone No: 9297954176
Branch Address: Abadpur, KATIHAR, 855102
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: What is the IFSC for Bihar Gramin Bank Abadpur?
A: The IFSC is PUNB0MBGB06.
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use only PUNB0MBGB06 for this branch.
Q: Is IFSC the same as MICR?
A: No. IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing. For Abadpur, MICR is 800811002.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account number and bank, the payment may be rejected or returned, causing delay. In some systems, the bank may still route correctly if the account number uniquely identifies the bank, but you should always enter the correct IFSC to avoid risk.
Q: How quickly do transfers to this IFSC arrive?
A: IMPS is instant (available 24×7). NEFT typically completes within minutes to a few hours under current systems. RTGS is for larger amounts and settles real-time subject to bank processing—check applicable minimums, cut-off times and charges with your bank.
Q: Where can I find the IFSC on a cheque?
A: The IFSC is printed on branch chequebooks and bank statements. It is also available from the branch, customer care, and official bank documents. For Abadpur use PUNB0MBGB06.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.