Bihar Gramin Bank Bhelaganj IFSC Code

The Bihar Gramin Bank branch at Bhelaganj is located in Katihar district, Bihar (PIN 854317). This branch serves local residents and businesses for deposits, withdrawals and inward/outward transfers. For electronic fund transfers using NEFT, RTGS or IMPS you must use the correct IFSC code so the payment reaches the right bank and branch quickly and without failure.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Bhelaganj
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100815
Branch Address	Bhelaganj, KATIHAR, 854317, 9297954177
Contact Number	9297954177
City	KATIHAR
District	KATIHAR
Reason	PURNEA
Pincode	854317
State	Bihar

Merger Update

This branch now operates with the IFSC code PUNB0MBGB06. Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity under the Punjab National Bank sponsor structure. As part of that change, the consolidated IFSC in use is PUNB0MBGB06 under Punjab National Bank. Old UBGB IFSC codes have been revoked. Only the new IFSC code should be used for NEFT, RTGS and IMPS transactions.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic fund transfers.

• The first four characters identify the bank. Example: PUNB = Punjab National Bank.
• The fifth character is always 0. It is reserved for future use.
• The last six characters identify the specific branch. They can be letters or digits.
• Example full code: PUNB0MBGB06 — bank = PUNB, reserved = 0, branch id = MBGB06.

How to Use IFSC Code

• Find and confirm the IFSC. Use the code printed by the bank or the branch details above. Double-check spelling and characters.
• Log in to your bank’s netbanking or mobile app. Choose NEFT, RTGS or IMPS transfer option.
• Enter beneficiary name, account number and the IFSC exactly as shown. Enter purpose and amount.
• Verify all details on screen. A wrong IFSC can route the payment to a different branch or fail.
• Authorize the payment with OTP or transaction password. Keep the transaction reference for records.
• Note practical differences: IMPS is instant and available 24×7; NEFT is typically for regular transfers; RTGS is used for high-value transfers. Confirm current timing and limits with your bank.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments (NEFT, RTGS, IMPS).
• Reduces failed payments and return charges.
• Speeds up inward transfers and reconciliation for businesses.
• Makes it easy to provide details when receiving funds from employers, government payments, or customers.
• Helps customer support trace transactions using the correct branch code.

Contact

Branch Phone No: 9297954177

Branch Address: Bhelaganj, KATIHAR, 854317

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

Q: Which IFSC should I use for transfers to this branch?
A: Use PUNB0MBGB06. This is the current and valid IFSC for electronic transfers to the Bhelaganj branch.

Q: What happens if I use an old UBGB IFSC?
A: Old UBGB IFSC codes have been revoked after the merger. Transfers using revoked codes may fail or be returned. Always use the new IFSC PUNB0MBGB06.

Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. Use the same IFSC for NEFT, RTGS and IMPS. Ensure you select the right transfer type in your bank app.

Q: How do I confirm the beneficiary details are correct?
A: Ask the beneficiary to provide account number, branch name and IFSC from a chequebook, passbook or official branch communication. Verify spelling and digits before you authorize the transfer.

Q: The bank name in the IFSC prefix is PUNB but branch name shows Bihar Gramin Bank. Why?
A: The IFSC prefix (PUNB) identifies the sponsor bank, Punjab National Bank, under which the regional rural bank operates after consolidation. The branch itself serves under Bihar Gramin Bank while using the PNB-based IFSC for routing.