Bihar Gramin Bank Guru Bazar IFSC Code

The Bihar Gramin Bank, Guru Bazar branch is located in Katihar, Bihar (PIN 854104). This branch handles retail and rural banking services for residents and small businesses in and around Guru Bazar. For electronic fund transfers—NEFT, RTGS, IMPS—the correct IFSC code is required to route payments to this branch quickly and securely. Using the exact IFSC prevents delays, failed transfers, and misrouting of funds.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Guru Bazar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100814
Branch Address	Guru Bazar, KATIHAR, 854104, 9297954186
Contact Number	9297954186
City	KATIHAR
District	KATIHAR
Reason	PURNEA
Pincode	854104
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank’s umbrella for electronic clearing. All old UBGB and DBGB IFSC codes have been revoked. This branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank for NEFT, RTGS, and IMPS. Use only this IFSC for any electronic transfer to avoid failures or rejection.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to uniquely identify a bank branch for electronic payments.

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always 0.
• Last 6 characters — branch identifier. Example: in PUNB0MBGB06 the branch code is MBGB06.

How to Use IFSC Code

• Open your bank’s transfer interface in netbanking or mobile app, or visit the branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24/7; NEFT and RTGS rules vary by bank.)
• Enter beneficiary details: name, account number and the IFSC PUNB0MBGB06. Also provide the branch name (Guru Bazar) if requested.
• Double-check the account number and IFSC. A single wrong character can delay or fail the transfer.
• Add the beneficiary and complete any OTP or authentication required by your bank.
• Keep the transaction reference or UTR number for follow-up. NEFT/RTGS/IMPS receipts show this reference.
• If a transfer fails, check the error code or contact the branch using the phone number below.

Benefits of Knowing the IFSC

• Ensures accurate routing of NEFT, RTGS and IMPS transactions.
• Prevents delays or rejection of electronic transfers.
• Allows you to add beneficiaries in online banking or mobile apps quickly.
• Useful for receiving salaries, vendor payments, government benefits, and remittances.
• Helps bank staff and customers reconcile payments using UTR/transaction IDs linked to IFSC and branch details.

Contact

Branch phone no: 9297954186

Branch Address: Guru Bazar, KATIHAR, 854104

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for this branch?

  A: Yes. After the merger and re-mapping, PUNB0MBGB06 is the valid IFSC for electronic transfers to the Guru Bazar branch. Old UBGB/DBGB IFSCs are revoked and should not be used.

• Q: What happens if I enter a wrong IFSC but correct account number?

  A: Banks route transfers primarily by IFSC for branch routing and by account number for credit. If the wrong IFSC maps to a different branch, the transfer may fail or get delayed. In rare cases, if the account number exists in the wrong branch, funds could be mis-routed and require manual recovery. Always verify both account number and IFSC.

• Q: Where can I find the IFSC on cheques or passbooks?

  A: The IFSC is usually printed on your cheque leaf and in the passbook details page. It is also available from the branch or the account-opening documents.

• Q: Which mode is fastest — NEFT, RTGS or IMPS?

  A: IMPS is instant and available 24/7 for many banks. RTGS is designed for large-value transfers and is processed in near real-time during bank hours. NEFT processes transactions in settlement cycles (or continuously depending on bank policies) and can take minutes to a few hours. Bank processing times and cut-off windows affect actual timing.

• Q: I need to receive a large payment. Should I use RTGS?

  A: RTGS is appropriate for large-value payments where immediate clearing is needed. Confirm any minimum limits with your bank. For urgent instant transfers of smaller amounts, IMPS is a reliable option.