Bihar Gramin Bank Roshna IFSC Code

Bihar Gramin Bank Roshna IFSC Code

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The Bihar Gramin Bank branch at Roshna (Katihar district, Bihar, PIN 854117) serves local customers for deposits, withdrawals, remittances and other retail banking services. For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC routes payments to the exact branch and prevents misdirected transfers. Using an incorrect or revoked IFSC can delay or block a payment.

Branch Details Table

  • Bank Name – Bihar Gramin Bank
  • Branch Name – Roshna
  • IFSC Code – PUNB0MBGB06
  • MICR Code – 800811002
  • Branch Code – 100775
  • Branch Address – Roshna, KATIHAR, 854117, 9297954204
  • Contact Number – 9297954204
  • City – KATIHAR
  • District – KATIHAR
  • Reason – PURNEA
  • Pincode – 854117
  • State – Bihar

Merger Update

The regional gramin banks of Bihar (including Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank) have been reorganized and now operate under a single code administered by Punjab National Bank. The consolidated IFSC for these merged branches is PUNB0MBGB06. All older IFSC codes that belonged to UBGB or DBGB have been revoked. For NEFT, RTGS and IMPS you must use the new IFSC PUNB0MBGB06; any transactions attempted with old UBGB/DBGB IFSCs will fail or be returned.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that identifies an individual bank branch for electronic payments. The structure is fixed:

  • Characters 1–4 — Bank identifier (for example, PUNB = Punjab National Bank).
  • Character 5 — Always the digit 0 (reserved for future use).
  • Characters 6–11 — Branch identifier (alphanumeric). In this case MBGB06 identifies the merged Bihar Gramin Bank branch under PNB’s mapping.

The IFSC directs electronic payments to the issuing bank and precise branch. It is different from the MICR code, which is used for cheque clearance through the clearinghouse.

How to Use IFSC Code

  • Open your bank’s netbanking or mobile banking app and choose “Transfer” or “Fund Transfer”.
  • Select the transfer type: NEFT, RTGS (for high-value, time-sensitive transfers) or IMPS (instant, 24×7 small-value transfers).
  • Add a new beneficiary. Enter beneficiary name, account number, and the IFSC exactly as PUNB0MBGB06. Enter the branch address or city if requested (Katihar).
  • Verify details, save the beneficiary (some banks may have a validation wait period), then initiate the transfer. For RTGS choose appropriate amount limits as per your bank.
  • Keep the transaction reference or UTR number for tracking. If the transfer fails, contact the remitter bank and the beneficiary branch (use the phone number 9297954204).

Benefits of Knowing the IFSC

  • Ensures funds are routed to the correct branch without manual intervention.
  • Prevents delays or returns caused by incorrect branch identification.
  • Needed for all electronic transfers: NEFT, RTGS and IMPS.
  • Useful for filling beneficiary forms, salary credits, government payments and online bill payments.
  • Helps customer service teams locate the exact account and resolve issues faster.

Contact

  • Branch phone no – 9297954204
  • Branch Address – Roshna, KATIHAR, 854117
  • Head office address – SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
  • Toll free no – 18001807777

FAQs

  • Q: Is PUNB0MBGB06 the only IFSC I should use for Roshna branch transfers?

    A: Yes. Following the consolidation under Punjab National Bank, PUNB0MBGB06 is the valid IFSC for NEFT/RTGS/IMPS. Old UBGB/DBGB IFSC codes are revoked and should not be used.

  • Q: What is the difference between IFSC and MICR?

    A: IFSC (11 characters) is used for electronic fund transfers to identify the bank and branch. MICR (9 digits) is used for cheque clearing through the clearing system. They serve different back-end processes.

  • Q: What happens if I enter a wrong IFSC?

    A: If the IFSC does not match any branch, the transfer will typically be rejected and funds returned. If the IFSC is valid but points to a different branch, the money may go to that branch’s account — this can be hard to reverse. Always double-check the IFSC and account number.

  • Q: Can I use this IFSC for international remittances?

    A: For inward international remittances, banks usually require SWIFT/BIC codes along with beneficiary bank details. IFSC is used for domestic electronic transfers. Confirm with your remitting bank whether additional routing info is needed.

  • Q: How do I verify the IFSC before making a transfer?

    A: Verify the IFSC printed on the beneficiary’s cheque book or passbook, confirm with the beneficiary directly, or call the branch at 9297954204. The head office toll-free 18001807777 can also confirm branch mapping.

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