Katihar is a city in the Katihar district of Bihar, PIN 854105. This branch serves local customers and businesses for deposits, withdrawals and fund transfers. For online transfers you need the branch IFSC code. The IFSC is required to route payments through NEFT, RTGS and IMPS networks so funds arrive at the correct bank branch and account.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Katihar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100817 |
| Branch Address | Katihar, KATIHAR, 854105, 9297954192 |
| Contact Number | 9297954192 |
| City | KATIHAR |
| District | KATIHAR |
| Reason | PURNEA |
| Pincode | 854105 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank’s sponsorship. All branches formerly under UBGB/DBGB now use the single IFSC PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For NEFT/RTGS/IMPS, use only the new IFSC PUNB0MBGB06. Transactions attempted with old codes may fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code used to identify a bank branch in electronic payments.
- First 4 characters = bank identifier (letters). Example: PUNB = Punjab National Bank.
- 5th character = reserved and is 0 (zero).
- Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Collect beneficiary details: account number, beneficiary name, bank name and IFSC (PUNB0MBGB06 for Katihar branch).
- Log in to your bank’s internet banking or mobile app. You can also use the bank branch or ATM form for offline transfers.
- Add the beneficiary: enter account number, name, and the IFSC exactly as provided. Verify the last 4 digits of the account after adding.
- Select transfer type:
- IMPS – immediate, available 24×7 for most banks. Best for urgent small transfers.
- NEFT – no minimum amount. NEFT is now available 24×7; settlement is usually fast but can vary by bank.
- RTGS – for high-value transfers. RBI specifies a lower limit (commonly Rs. 2,00,000); check your bank for exact limits and charges.
- Enter amount and confirm. Authorize with transaction password or OTP sent to your registered mobile number.
- Check the transaction confirmation and note the reference number. Keep it for tracking.
- If a beneficiary is newly added, some banks may impose a brief activation delay (from a few minutes up to 24 hours) before you can transfer to them.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct branch and account.
- Required input for NEFT, RTGS and IMPS transfers.
- Saves time and reduces risk of failed transactions.
- Helps verify bank details when receiving payment instructions.
- Useful for filling forms, salary credits, vendor payments and online payments.
Contact
Branch Phone No: 9297954192
Branch Address: Katihar, KATIHAR, 854105
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked. Use the single valid IFSC PUNB0MBGB06 for this branch.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the destination bank/branch, the transfer will usually fail or be returned. If by coincidence the wrong IFSC matches another valid branch, funds could go to the wrong account and recovery will require a bank trace and time.
Q: Is there a minimum or maximum amount for NEFT/RTGS/IMPS?
A: NEFT has no minimum. RTGS is intended for high-value payments and commonly has a lower limit (around Rs. 2,00,000) — check your bank for exact limits. IMPS limits are set by each bank; often used for immediate small-value transfers.
Q: How long does a transfer to this IFSC typically take?
A: IMPS is instant. NEFT and RTGS are processed quickly; both are available round-the-clock. Settlement time can vary by bank and operational conditions, but most transfers complete within minutes to a few hours. Keep your transaction reference for tracking.
Q: How can I verify the IFSC before initiating a transfer?
A: Verify IFSC on your beneficiary’s bank passbook, cheque book, or bank-provided documents. Confirm the code PUNB0MBGB06 with the branch phone number (9297954192) or the head office toll-free number (18001807777) if unsure.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.